Bankwell Financial Group, Inc.
BWFG scores 46.5 on the Conservative profile, blending a fundamental score (80% weight, emphasizing quality and stability (84% of fundamental weight)) with a machine-learning signal (20% weight) trained on 82 features across 30 years of data.
Net penalties of -25.0 points significantly impact the ranking. Without these adjustments, BWFG would rank considerably higher.
These features are direct inputs to the machine learning model. The model was trained on these signals alongside 100 features (including 12 momentum/technical indicators) to produce the ML percentile score.
| Stock | Score | P/E | Rev Growth | Margin | Mkt Cap |
|---|---|---|---|---|---|
| BWFG | 46.5 | 10.7 | 6.1% | 16.9% | $382M |
| CME | 84.9 | 27.2 | 9.9% | 57.5% | $112.1B |
| CINF | 82.4 | 10.7 | 11.4% | 18.9% | $25.8B |
| ACT | 81.9 | 8.9 | 2.4% | 54.6% | $6.1B |
| SEIC | 81.0 | 14.0 | 10.7% | 27.3% | $10.1B |
| TROW | 79.5 | 10.1 | 3.1% | 28.5% | $21.1B |
| FHB | 78.1 | 11.8 | 3.2% | 24.2% | $3.2B |
| MCHB | 77.4 | N/A | 123.7% | 23.2% | $3.3B |
| TRMK | 75.7 | 11.9 | 34.8% | 19.3% | $2.7B |
| BCAL | 74.4 | 9.9 | 26.2% | 27.1% | $605M |
| NMIH | 73.9 | 7.7 | 8.4% | 55.1% | $3.1B |
| TW | 73.1 | 30.0 | 18.9% | 39.6% | $26.2B |
| VCTR | 73.1 | 18.3 | 8.8% | 32.3% | $4.7B |
| FFIN | 73.1 | 18.8 | 11.7% | 30.7% | $4.8B |
| VLY | 72.5 | 12.5 | -2.2% | 17.1% | $7.4B |
| QQQX | 72.0 | 10.4 | 48.6% | 257.3% | $1.4B |
| Sector Average | 45.7 | 26.8 | 13.4% | -2.8% | โ |
Bankwell Financial Group, Inc. operates as the bank holding company for Bankwell Bank that provides various banking services for individual and commercial customers. It offers various traditional depository products, including checking, savings, money market, and certificates of deposit. The company also provides first mortgage loans secured by one-to-four family owner occupied residential properties for personal use; home equity loans and home equity lines of credit secured by owner occupied one-to-four family residential properties; loans secured by commercial real estate, multi-family dwellings, and investor-owned one-to-four family dwellings; commercial construction loans for commercial development projects, including apartment buildings and condominiums, as well as office buildings, retail, and other income producing properties; land loans; commercial business loans secured by assignments of corporate assets and personal guarantees of the business owners; loans secured by savings or certificate accounts and automobiles; and unsecured personal loans and overdraft lines of credit. It operates branches in New Canaan, Stamford, Fairfield, Wilton, Westport, Darien, Norwalk, and Hamden, Connecticut. The company was formerly known as BNC Financial Group, Inc. and changed its name to Bankwell Financial Group, Inc. in September 2013. Bankwell Financial Group, Inc. was founded in 2002 and is headquartered in New Canaan, Connecticut.
Stock is in an uptrend above the 200-day moving average. This is the stage where institutional accumulation typically occurs. The 50-day SMA provides support.
| Metric | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 |
|---|---|---|---|---|
| Revenue | $54M | $53M | $51M | $50M |
| Gross Profit | $30M | $28M | $26M | $23M |
| Operating Income | $14M | $13M | $12M | $9M |
| Net Income | $9M | $10M | $9M | $7M |
| EPS (Diluted) | $1.16 | $1.27 | $1.15 | $0.87 |
| Gross Margin | 55.0% | 53.0% | 52.0% | 46.2% |
| Operating Margin | 26.4% | 25.4% | 23.3% | 17.9% |
| Net Margin | 16.9% | 19.0% | 17.9% | 13.8% |
This stock has limited trading volume and/or float. Institutional investors may face difficulty entering or exiting positions without significant price impact. A post-hoc penalty has been applied to the composite score (this is not a backtested model factor โ it is a practical tradability overlay).
| Year | Low | High | Range | Status |
|---|---|---|---|---|
| 2021 | $24.39 | $33.99 | 32.9% | Moderate |
| 2022 | $27.76 | $36.87 | 28.2% | Moderate |
| 2023 | $21.22 | $31.61 | 39.3% | Wide |
| 2024 | $22.47 | $35.25 | 44.3% | Wide |
| 2025 | $26.39 | $51.54 | 64.5% | Wide |
Scores are generated by a multi-stage ML pipeline combining fundamental analysis, ensemble predictions, and structural risk signals. All data is for research purposes only and does not constitute financial advice. Past performance does not guarantee future results.