CINF

🏦 Financial Services

Cincinnati Financial Corporation

Conservative #4Aggressive #240Low Risk

$163.00+0.37%

Day High$163.60

Day Low$160.38

Volume1.3M

Mkt Cap$25.4B

52W Low $12352W High $174

Market Cap

$25.4B

P/E Ratio

10.7

Sector avg: 13.0

Rev Growth

11.4%

Sector avg: 9.5%

Earnings Growth

4.4%

Profit Margin

18.9%

Sector avg: 36.3%

Debt/Equity

0.06

Score Breakdown

Overall Score92.9

Fundamental Score83.7

ML Score85.8

Score by Horizon

3 Month

82.0

6 Month

91.6

Primary

1 Year

96.4

Quality Assessment

Earnings Grade

Solid fundamentals with minor quality concerns

Quality Flags

High accrual ratio (-32.3%) — earnings quality concern

Position Sizing

Suggested Allocation

Confidence

high

Analysis Signals

Positive Signals

Fundamental: 83.7 (sector-relative)

ML percentile=85.8 (pre-ranked by batch)

Procyclicality dampener: ML weight reduced to 9.0% (S&P 500 return=25.0% > 20% (extended rally); Yield curve inverted (-10bp) — recession signal; Late-cycle score 2/3 → ML weight ×0.90)

Blend: 91% fund (83.7) + 9% ML (85.8) = 83.9

Market-cap adj: +2.0pt ($25.4B)

Flags: High accrual ratio (-32.3%) — earnings quality concern

Risk Signals

Risk (low): Ultra-low vol 4.0% → +12pt stability bonus

Quality: grade=B, penalty=-5

Sector Peer Comparison(Financial Services — 11 stocks in universe)

Stock	Score	P/E	Rev Growth	Margin	Mkt Cap
CINFCincinnati Financial Corporation	92.9	10.7	11.4%	18.9%	$25.4B
TROWT. Rowe Price Group, Inc.	97.2	10.1	3.1%	28.5%	$20.5B
ACGLArch Capital Group Ltd.	93.9	8.3	14.7%	22.8%	$35.7B
OZKBank OZK	82.9	7.7	1.1%	25.5%	$5.6B
ACTEnact Holdings, Inc.	80.3	8.9	2.4%	54.6%	$6.0B
NMIHNMI Holdings, Inc.	80.0	7.7	8.4%	55.1%	$3.0B
Sector Average	83.7	13.0	9.5%	36.3%	—

Why This Stock

Financial ServicesReasonable P/EStrong revenue growthHealthy profit marginHigh qualityAttractive valuation

Scores are generated by a multi-stage ML pipeline combining fundamental analysis, ensemble predictions, and structural risk signals. All data is for research purposes only and does not constitute financial advice. Past performance does not guarantee future results.