MVB Financial Corp.
MVBF scores 46.4 on the Conservative profile, blending a fundamental score (80% weight, emphasizing quality and stability (84% of fundamental weight)) with a machine-learning signal (20% weight) trained on 82 features across 30 years of data.
Net penalties of -25.0 points significantly impact the ranking. Without these adjustments, MVBF would rank considerably higher.
These features are direct inputs to the machine learning model. The model was trained on these signals alongside 100 features (including 12 momentum/technical indicators) to produce the ML percentile score.
| Stock | Score | P/E | Rev Growth | Margin | Mkt Cap |
|---|---|---|---|---|---|
| MVBF | 46.4 | 13.3 | 19.0% | 13.7% | $362M |
| CME | 86.4 | 27.2 | 9.9% | 57.5% | $112.1B |
| FHB | 84.9 | 11.8 | 3.2% | 24.2% | $3.2B |
| ACT | 84.4 | 8.9 | 2.4% | 54.6% | $6.1B |
| CINF | 84.2 | 10.7 | 11.4% | 18.9% | $25.8B |
| SEIC | 82.2 | 14.0 | 10.7% | 27.3% | $10.1B |
| TROW | 79.9 | 10.1 | 3.1% | 28.5% | $21.1B |
| QQQX | 79.7 | 10.4 | 48.6% | 257.3% | $1.4B |
| IBOC | 78.2 | 10.6 | 7.5% | 40.1% | $4.4B |
| HWC | 77.8 | 12.2 | -1.5% | 24.1% | $5.8B |
| FFIN | 77.4 | 18.8 | 11.7% | 30.7% | $4.8B |
| TRMK | 77.1 | 11.9 | 34.8% | 19.3% | $2.7B |
| NMIH | 77.0 | 7.7 | 8.4% | 55.1% | $3.1B |
| EWBC | 76.7 | 12.7 | 4.6% | 28.3% | $16.0B |
| WSFS | 76.3 | 12.8 | -3.1% | 21.1% | $3.6B |
| MCHB | 76.1 | N/A | 123.7% | 23.2% | $3.3B |
| Sector Average | 47.5 | 26.8 | 13.4% | -2.8% | โ |
MVB Financial Corp., through its subsidiaries, provides financial services to individuals and corporate clients in the Mid-Atlantic region and internationally. The company operates through three segments: CoRe Banking, Mortgage Banking, and Financial Holding Company. It offers various demand deposit accounts, savings accounts, money market accounts, and certificates of deposit; and commercial, consumer, and real estate mortgage loans, as well as lines of credit. The company also provides debit cards; cashier's checks; safe deposit rental facilities; and non-deposit investment services, as well as financial technology (Fintech) banking services. In addition, it offers title insurance; and integrated regulatory compliance, state licensing, financial crimes prevention, and enterprise risk management services that include consulting, outsourcing, testing, and training solutions. Further, the company offers a customizable suite of fraud prevention services for merchants, credit agencies, Fintech companies, and other vendors; and consulting for the development of online and mobile banking platforms, and digital products for Fintech companies, as well as develops software. As of December 31, 2021, it operated six full-service branches in West Virginia and two full-service branches in Virginia. MVB Financial Corp. was founded in 1997 and is headquartered in Fairmont, West Virginia.
Stock is in an uptrend above the 200-day moving average. This is the stage where institutional accumulation typically occurs. The 50-day SMA provides support.
| Metric | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 |
|---|---|---|---|---|
| Revenue | $56M | $42M | $48M | $49M |
| Gross Profit | $37M | $20M | $29M | $33M |
| Operating Income | $5M | $23M | $3M | $5M |
| Net Income | $4M | $17M | $2M | $4M |
| EPS (Diluted) | $0.32 | $1.32 | $0.15 | $0.27 |
| Gross Margin | 65.8% | 47.9% | 61.3% | 66.1% |
| Operating Margin | 9.7% | 55.3% | 6.6% | 9.7% |
| Net Margin | 7.5% | 40.5% | 4.2% | 7.3% |
This stock has limited trading volume and/or float. Institutional investors may face difficulty entering or exiting positions without significant price impact. A post-hoc penalty has been applied to the composite score (this is not a backtested model factor โ it is a practical tradability overlay).
| Year | Low | High | Range | Status |
|---|---|---|---|---|
| 2021 | $30.87 | $45.94 | 39.2% | Wide |
| 2022 | $21.37 | $44.22 | 69.7% | Wide |
| 2023 | $16.26 | $27.49 | 51.3% | Wide |
| 2024 | $17.51 | $25.24 | 36.2% | Wide |
| 2025 | $15.59 | $28.96 | 60% | Wide |
Scores are generated by a multi-stage ML pipeline combining fundamental analysis, ensemble predictions, and structural risk signals. All data is for research purposes only and does not constitute financial advice. Past performance does not guarantee future results.