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33

BL

💻 Technology

BlackLine, Inc.

Conservative #1040Aggressive #1314Moderate RiskModerate 65ML↑ 18pt
$32.85+1.01%
Day High$33.08
Day Low$31.75
Volume1.2M
Mkt Cap$2.0B
52W Low $3252W High $60
Market Cap
$2.2B
P/E Ratio
87.9
Sector avg: 87.8
Rev Growth
7.2%
Sector avg: 14.8%
Earnings Growth
-84.8%
Profit Margin
3.5%
Sector avg: -110.0%
Debt/Equity
2.83

Why This Score

BL scores 32.7 on the Conservative profile, blending a fundamental score (80% weight, emphasizing quality and stability (84% of fundamental weight)) with a machine-learning signal (20% weight) trained on 82 features across 30 years of data.

Risk Factors
  • Signal divergence: Fundamental and ML signals disagree by a significant margin, reducing confidence.
  • Elevated valuation at 87.9x earnings — requires sustained growth to justify the premium.
  • Elevated leverage (D/E 2.83) increases financial risk in a rising-rate environment.

Minor adjustments (-2.0 points) applied. BL's rank of #1040 primarily reflects its factor profile relative to the conservative weight vector.

Score Breakdown

Overall Score32.7
Fundamental Score37.1
ML Score9.0

Score by Horizon

3 Month
57.3
6 Month
64.1
Primary
1 Year
67.4

Quality Assessment

B
Earnings Grade
Solid fundamentals with minor quality concerns
Quality Flags
High accrual ratio (-642.5%) — earnings quality concern

Position Sizing

Suggested Allocation
5%
Confidence
high

Score Composition Waterfall

How each component affects the final score
Backtested Scoring Levers (IC-calibrated from 30y ElasticNet)
Weinstein (12.1%)
50
Basing
Sentiment (2.5%)
57
Neutral
Analyst (6.4%)
59
Neutral
Tradability (post-hoc)
86
Grade A
Base
31.5
SHAP
+1.8
Factors
+1.4
Divergence
-2.0
Final
32.7
Positive adjustment
Negative adjustment
Base blend
Final score

Signal SegmentsComputed from ML features

Fundamental (Valuation, Quality, Growth)19.0
Technical (Momentum, Weinstein, Volatility)44.0
External (Sentiment, Analyst, Macro)79.0
Scores below 50 indicate weakness in that segment relative to the universe.

Data Quality

Score
Features
Confidence
Feature Coverage89%

Growth Estimates

Short-term
-3.1% to +1.0%
Medium-term
-4.3% to +1.9%
Long-term
-5.4% to +2.8%

ML Model Core Features100 trained inputs → ML Score: 9

These features are direct inputs to the machine learning model. The model was trained on these signals alongside 100 features (including 12 momentum/technical indicators) to produce the ML percentile score.

Analyst Intelligence
Consensus Score59.0/100
Target Upside+61.8%
Coverage25 analysts
Market Sentiment
Sentiment Score57.3/100
News Volume1 articles
Technical Stage
Weinstein Stage1 — Basing
12M Momentum-0.2%
6M Momentum-0.3%
Volatility+0.1%
Momentum & Technical
Momentum Acceleration+8.9%
Momentum ConsistencyModerate (0.69)
Relative Strength vs Sector-23.6%
Trend Strength (ADX Proxy)Moderate (2.2)
Momentum Quality-0.135
Momentum BreadthNarrow
Macro Regime
Bull RegimeYes
High Vol RegimeNo
S&P 500 Return+25.0%
Yield Curve-0.1bp

Sector-Relative AnalysisIn-model features

Value Trap Signal
5%
Low risk
Sector RevGr Rank
P40
Revenue growth vs Technology peers
Sector PE Rank
P12
Valuation vs Technology peers
Sector FCF Rank
P70
Free cash flow vs Technology peers
Growth Deviation
-0.1σ
Z-score vs sector median
Stagnation Flag
NO
Not flagged

Analysis Signals

Scoring Factors
Fundamental score of 49 relative to sector peers49/100
Machine learning model ranks this stock at the 67th percentileP67
ML model weight reduced to 9% due to macro conditions: market in extended rally phase; yield curve inverted (recession indicator); late-cycle economic indicators detected9% ML weight
SHAP feature alignment: +1.8pt (features align with model priorities)—
Blend: 91% fund (49.2) + 9% ML (66.8) + SHAP(+1.8) = 52.6—
Factor quality: +1.4pt (multi-factor composite)—
Risk assessment: moderate. Annualized volatility 9.0%. Max drawdown 33% (-9.8 pts). Price momentum -20% (-3.0 pts)Moderate
Market cap adjustment: -4.0 points ($2.2B market cap)-4.0 pts
Divergence penalty: -1.1pt (ML 18pt higher)—
Risk Factors
Earnings quality grade B: adequate earnings quality with minor concerns. Score adjusted by -8 pointsGrade B
Quality concern: High accrual ratio (-642.5%) — earnings quality concern; High leverage: D/E ratio of 2.8x — elevated balance sheet risk; R&D-adjusted ROIC: 1.3% (original: 1.5%). Software - Application has ~20% R&D intensity. Capitalizing R&D over 5 years increases invested capital by ~50%.Flag

Sector Peer Comparison(Technology — Rank #235 of 289 stocks)

StockScoreP/ERev GrowthMarginMkt Cap
BL32.787.97.2%3.5%$2.2B
MPWR84.891.721.2%81.0%$57.1B
ZM84.218.03.1%21.7%$27.7B
NVDA80.645.2114.2%55.8%$4.5T
CRUS79.719.16.0%17.5%$7.4B
ASML77.848.115.6%29.4%$546.0B
IDCC77.431.8-4.0%48.8%$9.7B
CSCO77.127.65.3%18.0%$303.6B
RMBS75.548.320.7%32.3%$11.0B
DBX75.313.91.9%17.7%$6.4B
FSLR75.017.326.7%30.7%$24.2B
SIMO74.79.210.2%13.8%$4.5B
ADI74.374.116.9%20.6%$165.1B
AAPL72.533.16.4%27.0%$3.9T
OLED72.527.012.4%34.3%$5.9B
AMAT72.336.44.4%24.7%$281.7B
Sector Average47.487.814.8%-110.0%—

Company Overviewvia FMP

BlackLine, Inc. provides cloud-based solutions to automate and streamline accounting and finance operations worldwide. It offers financial close management solutions, such as account reconciliations that provides a centralized workspace for users to collaborate on account reconciliations; transaction matching that analyzes and reconciles high volumes of individual transactions; and task management to create and manage processes and task lists. The company's financial close management solutions also include journal entry that allows users to generate, review, and post manual journal entries; variance analysis that monitors and identifies anomalous fluctuations in balance sheet and income statement account balances; consolidation integrity manager that manages the automated system-to-system tie-out process that occurs during the consolidation phase of the financial close; and compliance, an integrated solution that facilitates compliance-related initiatives, consolidates project management, and provides visibility over control self-assessments and testing. In addition, it offers accounts receivable automation solutions, which include cash application, credit and risk management, collections management, disputes and deductions, team and task management, and AR intelligence solutions. Further, the company provides intercompany workflow that stores permissions by entity and transaction type thereby ensuring both the initiator and the approver of the intercompany transaction are authorized to conduct business; intercompany processing, which records an organization's intercompany transactions; and netting and settlement that generates a real-time settlement matrix, which shows the balance of transactions. The company sells its solutions primarily through direct sales force to multinational corporations, large domestic enterprises, and mid-market companies across various industries. BlackLine, Inc. was incorporated in 2001 and is headquartered in Woodland Hills, California.

CEO
Therese Tucker
Employees
1,830
Beta
0.86
Industry
Software - Application
FMP-Identified Peers

Technical Picturecomputed from daily prices

RSI (14)
19.5
Oversold
Trend
Bearish
10-day vs 50-day MA
From 52W High
-44.9%
High: $59.57
From 52W Low
+3.5%
Low: $31.75
Moving Averages
10-Day
$36.50
Below
20-Day
$41.00
Below
50-Day
$49.70
Below
200-Day
$53.40
Below
60-Day Support
$31.75
60-Day Resistance
$59.57
Weinstein Stage Analysisbased on 200-day SMA framework
Stage 1 — BasingScore: 23/100

Stock is building a base after a decline. The 200-day moving average is flattening. Watch for a breakout above the 200-day SMA on increased volume.

Monitor for breakout above 200-day SMA on volume
Price vs 200 SMA
-38.5%
200 SMA Slope (60d)
+1.73%
Flattening
Volume Ratio
1.65x
10d avg vs 50d avg
Days in Stage
21
Confidence: 70%
Recent Gap Down

Financial Statementslast 4 quarters via FMP

MetricQ4 2025Q3 2025Q2 2025Q1 2025
Revenue$183M$178M$172M$167M
Gross Profit$137M$134M$129M$126M
Operating Income$15M$8M$8M$4M
Net Income$5M$5M$8M$6M
EPS (Diluted)$0.08$0.09$0.13$0.09
Gross Margin75.0%75.1%75.2%75.5%
Operating Margin8.0%4.3%4.4%2.1%
Net Margin2.7%3.0%4.8%3.6%

Why This Stock

Technology

Tradability FilterGrade A — 86/100Score impact: -3.5pt

Volume
97
933K avg/day
Dollar Vol
87
$30M/day
Float
79
49M shares
Mkt Cap
60
$2.2B
Range
100
84% spread
Composite Liquidity Score86/100
FDCBA

Multi-Year Range Analysis

Sideways: 0/100
YearLowHighRangeStatus
2021$95.16$135.0034.6%Moderate
2022$48.73$104.6472.9%Wide
2023$47.27$77.9049%Wide
2024$43.37$69.3146%Wide
2025$40.82$66.2547.5%Wide
3-Year Range
62.5%
Narrow Years
0 / 5
Sideways Penalty
None

Growth Projection Adjustment

0.7x dampening
weinstein basing

Growth estimates have been dampened based on technical and fundamental signals. This is a post-hoc adjustment to prevent overly optimistic projections for stocks showing declining momentum or deteriorating fundamentals.

Free Float
79.2%
Outstanding Shares
62M
Bid-Ask Spread
84.0%
Institutional Tradable
Yes

Scores are generated by a multi-stage ML pipeline combining fundamental analysis, ensemble predictions, and structural risk signals. All data is for research purposes only and does not constitute financial advice. Past performance does not guarantee future results.