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50

BSVN

๐Ÿฆ Financial Services

Bank7 Corp.

Conservative #620Aggressive #1295Low RiskHigh 100
$43.12+1.47%
Day High$43.12
Day Low$42.24
Volume0.0M
Mkt Cap$408M
52W Low $3252W High $50
Market Cap
$413M
P/E Ratio
9.6
Sector avg: 26.8
Rev Growth
-3.9%
Sector avg: 13.4%
Earnings Growth
-5.8%
Profit Margin
31.4%
Sector avg: -2.8%
Debt/Equity
N/A

Why This Score

BSVN scores 50.0 on the Conservative profile, blending a fundamental score (80% weight, emphasizing quality and stability (84% of fundamental weight)) with a machine-learning signal (20% weight) trained on 82 features across 30 years of data.

Strengths
  • Strong profitability: ROE of 18.2% exceeds the 15% quality threshold.
  • High net margin of 31.4%, indicating pricing power and operational efficiency.
  • Attractively valued at 9.6x earnings, below the market average.
  • Minimal leverage (D/E 0.00) provides financial flexibility and downside protection.
  • High conviction (100/100) โ€” fundamental and ML signals agree on this stock.
Risk Factors
  • Liquidity concern: Limited trading volume or float results in a 25-point penalty for execution risk.

Net penalties of -27.0 points significantly impact the ranking. Without these adjustments, BSVN would rank considerably higher.

Score Breakdown

Overall Score50.0
Fundamental Score73.1
ML Score73.0

Score by Horizon

3 Month
72.2
6 Month
80.7
Primary
1 Year
84.9

Quality Assessment

A
Earnings Grade
Strong fundamentals, high earnings quality

Position Sizing

Suggested Allocation
5%
Confidence
high

Score Composition Waterfall

How each component affects the final score
Backtested Scoring Levers (IC-calibrated from 30y ElasticNet)
Weinstein (12.1%)
0
Declining
Sentiment (2.5%)
52
Neutral
Analyst (6.4%)
67
Favorable
Tradability (post-hoc)
0
Grade Fvery low volume, very low dollar volume
Base
46.0
SHAP
+1.6
Factors
+0.7
Conviction
+1.8
Final
50.0
Positive adjustment
Negative adjustment
Base blend
Final score

Signal SegmentsComputed from ML features

Fundamental (Valuation, Quality, Growth)70.0
Technical (Momentum, Weinstein, Volatility)54.0
External (Sentiment, Analyst, Macro)80.0
Scores below 50 indicate weakness in that segment relative to the universe.

Data Quality

Score
Features
Confidence
Feature Coverage89%

Growth Estimates

Short-term
-5.3% to +1.3%
Medium-term
-7.9% to +1.9%
Long-term
-10.5% to +2.5%

ML Model Core Features100 trained inputs โ†’ ML Score: 73

These features are direct inputs to the machine learning model. The model was trained on these signals alongside 100 features (including 12 momentum/technical indicators) to produce the ML percentile score.

Analyst Intelligence
Consensus Score66.7/100
Target Upside+8.5%
Coverage3 analysts
Market Sentiment
Sentiment Score52.0/100
News Volume1 articles
Technical Stage
Weinstein Stage4 โ€” Declining
12M Momentum+0.1%
6M Momentum-0.1%
Volatility+0.1%
Momentum & Technical
Momentum Acceleration+19.6%
Momentum ConsistencyDivergent (-0.88)
Relative Strength vs Sector+0.3%
Trend Strength (ADX Proxy)Weak (1.3)
Momentum Quality+0.076
Momentum BreadthNarrow
Macro Regime
Bull RegimeYes
High Vol RegimeNo
S&P 500 Return+25.0%
Yield Curve-0.1bp

Sector-Relative AnalysisIn-model features

Value Trap Signal
60%
High risk โ€” cheap + stagnating
Sector RevGr Rank
P12
Revenue growth vs Financial Services peers
Sector PE Rank
P85
Valuation vs Financial Services peers
Sector FCF Rank
P81
Free cash flow vs Financial Services peers
Growth Deviation
-0.1ฯƒ
Z-score vs sector median
Stagnation Flag
YES
Below-sector growth + cheap PE
Value trap warning: This stock scores in the top quartile for value trap risk. The combination of below-sector-median revenue growth, low PE, and high free cash flow yield suggests the market is pricing in stagnation. The ML model's sector-relative features (trained on 30 years of data) reduce this stock's score accordingly.

Analysis Signals

Scoring Factors
Fundamental score of 84 relative to sector peers84/100
Machine learning model ranks this stock at the 86th percentileP86
ML model weight reduced to 9% due to macro conditions: market in extended rally phase; yield curve inverted (recession indicator); late-cycle economic indicators detected9% ML weight
SHAP feature alignment: +3.1pt (features align with model priorities)โ€”
Blend: 91% fund (83.9) + 9% ML (83.5) + SHAP(+3.1) = 87.0โ€”
Factor quality: +1.3pt (multi-factor composite)โ€”
Risk assessment: low. Annualized volatility 6.9%. Stability bonus of +8.2 points. Max drawdown 17% (-3.6 pts)Low
Market cap adjustment: -20.0 points ($0.4B market cap)-20.0 pts
Conviction bonus: +3.6pt (conviction=100)โ€”
Risk Factors
Earnings quality grade A: strong earnings quality and financial health. Score adjusted by -5 pointsGrade A
Quality concern: CRE concentration risk: regional bank with likely elevated commercial real estate exposure โ€” forward-looking impairment risk not captured by trailing fundamentalsFlag

Sector Peer Comparison(Financial Services โ€” Rank #188 of 356 stocks)

StockScoreP/ERev GrowthMarginMkt Cap
BSVN50.09.6-3.9%31.4%$413M
CME86.427.29.9%57.5%$112.1B
FHB84.911.83.2%24.2%$3.2B
ACT84.48.92.4%54.6%$6.1B
CINF84.210.711.4%18.9%$25.8B
SEIC82.214.010.7%27.3%$10.1B
TROW79.910.13.1%28.5%$21.1B
QQQX79.710.448.6%257.3%$1.4B
IBOC78.210.67.5%40.1%$4.4B
HWC77.812.2-1.5%24.1%$5.8B
FFIN77.418.811.7%30.7%$4.8B
TRMK77.111.934.8%19.3%$2.7B
NMIH77.07.78.4%55.1%$3.1B
EWBC76.712.74.6%28.3%$16.0B
WSFS76.312.8-3.1%21.1%$3.6B
MCHB76.1N/A123.7%23.2%$3.3B
Sector Average47.526.813.4%-2.8%โ€”

Market Sentimentvia FMP

Analyst Consensus
Buy3 analysts
Buy: 2Hold: 1
Price Target
$46consensus
Low $46Median $46High $46
+6.7% to consensus target

Company Overviewvia FMP

Bank7 Corp. operates as a bank holding company for Bank7 that provides banking and financial services to individual and corporate customers. It offers commercial deposit services, including commercial checking, money market, and other deposit accounts; and retail deposit services, such as certificates of deposit, money market accounts, checking accounts, negotiable order of withdrawal accounts, savings accounts, and automated teller machine access. The company also provides commercial real estate, hospitality, energy, and commercial and industrial lending services; consumer lending services to individuals for personal and household purposes comprising secured and unsecured term loans, and home improvement loans. As of March 8, 2022, it operated through a network of twelve full-service branches in Oklahoma, the Dallas/Fort Worth, Texas metropolitan area, and Kansas. The company was formerly known as Haines Financial Corp.Bank7 Corp. was founded in 1901 and is headquartered in Oklahoma City, Oklahoma.

CEO
Thomas L. Travis
Employees
124
Beta
0.95
Industry
Banks - Regional
FMP-Identified Peers

Technical Picturecomputed from daily prices

RSI (14)
24.8
Oversold
Trend
Bearish
10-day vs 50-day MA
From 52W High
-14.4%
High: $50.1
From 52W Low
+32%
Low: $32.49
Moving Averages
10-Day
$43.30
Below
20-Day
$44.10
Below
50-Day
$43.40
Below
200-Day
$43.60
Below
60-Day Support
$40.36
60-Day Resistance
$46.12
Weinstein Stage Analysisbased on 200-day SMA framework
Stage 4 โ€” DecliningScore: 14/100

Stock is in a downtrend below the 200-day moving average. Price is below both the 50-day and 200-day SMAs, indicating sustained selling pressure.

Unfavorable technical position; wait for Stage 1 basing
Price vs 200 SMA
-1.7%
200 SMA Slope (60d)
+3.43%
Rising
Volume Ratio
0.52x
10d avg vs 50d avg
Days in Stage
4
Confidence: 40%
Recent Gap Down

Financial Statementslast 4 quarters via FMP

MetricQ4 2025Q3 2025Q2 2025Q1 2025
Revenue$35M$36M$34M$32M
Gross Profit$24M$25M$24M$23M
Operating Income$14M$14M$15M$14M
Net Income$11M$11M$11M$10M
EPS (Diluted)$1.12$1.13$1.16$1.08
Gross Margin69.6%68.3%70.9%70.2%
Operating Margin40.9%39.5%42.7%42.6%
Net Margin31.1%30.2%32.2%32.1%

Why This Stock

Financial ServicesP/E ratio of 9.6Profit margin 31.4%Valuation below sector median (P/E 9.6)

Tradability FilterGrade F โ€” 0/100Score impact: -3.0pt

Low Tradability Warning

This stock has limited trading volume and/or float. Institutional investors may face difficulty entering or exiting positions without significant price impact. A post-hoc penalty has been applied to the composite score (this is not a backtested model factor โ€” it is a practical tradability overlay).

Volume
0
12K avg/day
Dollar Vol
0
$514K/day
Float
0
0K shares
Mkt Cap
0
$413M
Range
0
54% spread
Composite Liquidity Score0/100
FDCBA
very low volumevery low dollar volumesmall cap

Multi-Year Range Analysis

Sideways: 0/100
YearLowHighRangeStatus
2021$16.06$27.2851.8%Wide
2022$21.08$29.0131.7%Moderate
2023$19.53$30.8645%Wide
2024$24.45$49.4267.6%Wide
2025$32.49$50.2642.9%Wide
3-Year Range
88.1%
Narrow Years
0 / 5
Sideways Penalty
None

Growth Projection Adjustment

0.11x dampening
weinstein decliningslight revenue decline

Growth estimates have been dampened based on technical and fundamental signals. This is a post-hoc adjustment to prevent overly optimistic projections for stocks showing declining momentum or deteriorating fundamentals.

Free Float
0.0%
Outstanding Shares
0M
Bid-Ask Spread
54.0%
Institutional Tradable
No

Scores are generated by a multi-stage ML pipeline combining fundamental analysis, ensemble predictions, and structural risk signals. All data is for research purposes only and does not constitute financial advice. Past performance does not guarantee future results.