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77

EWBC

🏦 Financial Services

East West Bancorp, Inc.

Conservative #37Aggressive #377Low RiskModerate 69ML↑ 16pt
$116.50+0.86%
Day High$118.20
Day Low$114.87
Volume1.0M
Mkt Cap$16.0B
52W Low $6852W High $124
Market Cap
$16.0B
P/E Ratio
12.7
Sector avg: 26.8
Rev Growth
4.6%
Sector avg: 13.4%
Earnings Growth
13.7%
Profit Margin
28.3%
Sector avg: -2.8%
Debt/Equity
0.37

Why This Score

EWBC scores 76.7 on the Conservative profile, blending a fundamental score (80% weight, emphasizing quality and stability (84% of fundamental weight)) with a machine-learning signal (20% weight) trained on 82 features across 30 years of data.

Strengths
  • Strong profitability: ROE of 15.8% exceeds the 15% quality threshold.
  • High net margin of 28.3%, indicating pricing power and operational efficiency.
  • Attractively valued at 12.7x earnings, below the market average.
  • Low volatility (4.9% annualized) — well-suited for risk-averse portfolios.
  • Positive but moderate momentum (29%) — steady appreciation without overheating.

No material penalties applied. EWBC ranks #37 based on its factor profile and ML signal alignment.

Score Breakdown

Overall Score76.7
Fundamental Score71.4
ML Score78.0

Score by Horizon

3 Month
77.1
6 Month
86.2
Primary
1 Year
90.7

Quality Assessment

C
Quality Grade
Average quality — moderate profitability or leverage
1 quality flag detected — see details below. These penalties are already factored into the final score.
Quality Flags
False stability: 0.049 vol with only 4.6% revenue growth — stagnation, not safety

Position Sizing

Suggested Allocation
5%
Confidence
high

Score Composition Waterfall

How each component affects the final score
Backtested Scoring Levers (IC-calibrated from 30y ElasticNet)
Weinstein (12.1%)
100
Advancing
Sentiment (2.5%)
60
Neutral
Analyst (6.4%)
65
Favorable
Tradability (post-hoc)
96
Grade A
Base
72.7
SHAP
+3.2
Factors
+0.8
Final
76.7
Positive adjustment
Negative adjustment
Base blend
Final score

Factor Breakdown

69AVG
Value81
Quality58
Growth55
Stability89
Investment61

Signal SegmentsComputed from ML features

Fundamental (Valuation, Quality, Growth)72.0
Technical (Momentum, Weinstein, Volatility)85.0
External (Sentiment, Analyst, Macro)81.0
Scores below 50 indicate weakness in that segment relative to the universe.

Data Quality

Score
Features
Confidence
Feature Coverage89%

Growth Estimates

Short-term
+1.2% to +5.7%
Medium-term
+2.5% to +9.3%
Long-term
+3.7% to +13.0%

ML Model Core Features100 trained inputs → ML Score: 78

These features are direct inputs to the machine learning model. The model was trained on these signals alongside 100 features (including 12 momentum/technical indicators) to produce the ML percentile score.

Analyst Intelligence
Consensus Score65.2/100
Target Upside+10.3%
Coverage23 analysts
Market Sentiment
Sentiment Score59.5/100
News Volume1 articles
Technical Stage
Weinstein Stage2 — Advancing
12M Momentum+0.3%
6M Momentum+0.1%
Volatility+0.0%
Momentum & Technical
Momentum Acceleration+14.6%
Momentum ConsistencyModerate (0.49)
Relative Strength vs Sector+19.9%
Trend Strength (ADX Proxy)Strong (5.0)
Momentum Quality+0.275
Momentum BreadthBroad ✓
Macro Regime
Bull RegimeYes
High Vol RegimeNo
S&P 500 Return+25.0%
Yield Curve-0.1bp

Sector-Relative AnalysisIn-model features

Value Trap Signal
19%
Moderate — watch growth
Sector RevGr Rank
P51
Revenue growth vs Financial Services peers
Sector PE Rank
P63
Valuation vs Financial Services peers
Sector FCF Rank
P61
Free cash flow vs Financial Services peers
Growth Deviation
+0.0σ
Z-score vs sector median
Stagnation Flag
NO
Not flagged

Analysis Signals

Scoring Factors
Fundamental score of 71 relative to sector peers71/100
Machine learning ensemble ranks this stock at the 78th percentileP78
Blended score: 80% fundamental (71) + 20% ML (78) = 72.772.7
Risk assessment: low. Low vol 0.0%; Drawdown 5% → 0.0ptLow
Earnings quality grade C: mixed earnings quality, some red flags. Score adjusted by 0 pointsGrade C
SHAP feature alignment: +3.2pt (features align with model priorities)SHAP
Risk Factors
Quality concern: False stability: 0.049 vol with only 4.6% revenue growth — stagnation, not safetyFlag

Sector Peer Comparison(Financial Services — Rank #13 of 356 stocks)

StockScoreP/ERev GrowthMarginMkt Cap
EWBC76.712.74.6%28.3%$16.0B
CME86.427.29.9%57.5%$112.1B
FHB84.911.83.2%24.2%$3.2B
ACT84.58.92.4%54.6%$6.1B
CINF84.210.711.4%18.9%$25.8B
SEIC82.214.010.7%27.3%$10.1B
TROW79.910.13.1%28.5%$21.1B
QQQX79.710.448.6%257.3%$1.4B
IBOC78.210.67.5%40.1%$4.4B
HWC77.812.2-1.5%24.1%$5.8B
FFIN77.518.811.7%30.7%$4.8B
TRMK77.111.934.8%19.3%$2.7B
NMIH77.17.78.4%55.1%$3.1B
WSFS76.312.8-3.1%21.1%$3.6B
MCHB76.1N/A123.7%23.2%$3.3B
ORRF76.07.824.6%22.8%$735M
Sector Average47.526.813.4%-2.8%—

Company Overviewvia FMP

East West Bancorp, Inc. operates as the bank holding company for East West Bank that provides a range of personal and commercial banking services to businesses and individuals. It operates through three segments: Consumer and Business Banking, Commercial Banking, and Other. The company accepts various deposit products, such as personal and business checking and savings accounts, money market, and time deposits. Its loan products include mortgage and home equity, commercial and residential real estate, working capital lines of credit, construction, trade finance, letters of credit, commercial business, affordable housing loans, asset-based lending, asset-backed finance, project finance, and equipment financing, as well as financing services to clients needing a financial bridge to facilitate their business transactions between the United States and China. The company also provides various wealth management, treasury management, foreign exchange, and interest rate and commodity risk hedging services; and mobile and online banking services. As of January 27, 2022, it operated approximately 120 locations in the United States and China; full-service branches in Hong Kong, Shanghai, Shantou, and Shenzhen; and representative offices in Beijing, Chongqing, Guangzhou, Taipei, and Xiamen. East West Bancorp, Inc. was incorporated in 1998 and is headquartered in Pasadena, California.

CEO
Adrienne Atkinson
Employees
3,100
Beta
0.89
Industry
Banks - Diversified
FMP-Identified Peers

Technical Picturecomputed from daily prices

RSI (14)
46.2
Neutral
Trend
Bullish
10-day vs 50-day MA
From 52W High
-5.9%
High: $123.82
From 52W Low
+70.6%
Low: $68.27
Moving Averages
10-Day
$118.00
Below
20-Day
$118.00
Below
50-Day
$116.10
Above
200-Day
$105.80
Above
60-Day Support
$105.7
60-Day Resistance
$123.82
Weinstein Stage Analysisbased on 200-day SMA framework
Stage 2 — AdvancingScore: 75/100

Stock is in an uptrend above the 200-day moving average. This is the stage where institutional accumulation typically occurs. The 50-day SMA provides support.

Favorable technical position; 50-day SMA acts as support
Price vs 200 SMA
+10.1%
200 SMA Slope (60d)
+8.72%
Rising
Volume Ratio
0.92x
10d avg vs 50d avg
Days in Stage
89
Confidence: 90%

Financial Statementslast 4 quarters via FMP

MetricQ4 2025Q3 2025Q2 2025Q1 2025
Revenue$1.2B$1.3B$1.1B$1.1B
Gross Profit$758M$767M$658M$634M
Operating Income$497M$465M$402M$391M
Net Income$356M$368M$310M$290M
EPS (Diluted)$2.55$2.65$2.24$2.08
Gross Margin64.6%61.1%57.5%56.9%
Operating Margin42.4%37.1%35.1%35.1%
Net Margin30.4%29.4%27.1%26.0%

Why This Stock

Financial ServicesP/E ratio of 12.7Profit margin 28.3%Valuation below sector median (P/E 12.7)

Tradability FilterGrade A — 96/100Score impact: +14.9pt

Volume
95
870K avg/day
Dollar Vol
100
$101M/day
Float
100
136M shares
Mkt Cap
83
$16.0B
Range
100
81% spread
Composite Liquidity Score96/100
FDCBA

Multi-Year Range Analysis

Sideways: 6/100
YearLowHighRangeStatus
2021$65.87$87.7728.5%Moderate
2022$61.65$93.5141.1%Wide
2023$33.86$80.9882.1%Wide
2024$67.27$113.9551.5%Wide
2025$68.27$117.0052.6%Wide
3-Year Range
110.2%
Narrow Years
1 / 5
Sideways Penalty
None

Growth Projection Adjustment

0.7x dampening
stagnation flag

Growth estimates have been dampened based on technical and fundamental signals. This is a post-hoc adjustment to prevent overly optimistic projections for stocks showing declining momentum or deteriorating fundamentals.

Free Float
99.1%
Outstanding Shares
138M
Bid-Ask Spread
81.0%
Institutional Tradable
Yes

Scores are generated by a multi-stage ML pipeline combining fundamental analysis, ensemble predictions, and structural risk signals. All data is for research purposes only and does not constitute financial advice. Past performance does not guarantee future results.