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SLRC

๐Ÿฆ Financial Services

SLR Investment Corp.

Conservative #679Aggressive #1124Low RiskModerate 69MLโ†‘ 16pt
$15.13-0.03%
Day High$15.29
Day Low$15.03
Volume0.1M
Mkt Cap$826M
52W Low $1452W High $18
Market Cap
$811M
P/E Ratio
9.0
Sector avg: 26.8
Rev Growth
10.9%
Sector avg: 13.4%
Earnings Growth
25.4%
Profit Margin
53.8%
Sector avg: -2.8%
Debt/Equity
1.15

Why This Score

SLRC scores 45.7 on the Conservative profile, blending a fundamental score (80% weight, emphasizing quality and stability (84% of fundamental weight)) with a machine-learning signal (20% weight) trained on 82 features across 30 years of data.

Strengths
  • High net margin of 53.8%, indicating pricing power and operational efficiency.
  • Attractively valued at 9.0x earnings, below the market average.
  • Low volatility (4.5% annualized) โ€” well-suited for risk-averse portfolios.
Risk Factors
  • Liquidity concern: Limited trading volume or float results in a 5-point penalty for execution risk.
  • Signal divergence: Fundamental and ML signals disagree by a significant margin, reducing confidence.
  • Elevated leverage (D/E 1.15) increases financial risk in a rising-rate environment.

Net penalties of -13.5 points significantly impact the ranking. Without these adjustments, SLRC would rank considerably higher.

Score Breakdown

Overall Score45.7
Fundamental Score65.0
ML Score16.0

Score by Horizon

3 Month
80.3
6 Month
89.8
Primary
1 Year
94.5

Quality Assessment

C
Earnings Grade
Mixed fundamentals, potential quality issues
Quality Flags
Low FCF/NI ratio (0.01) with 53.8% net margin โ€” reported earnings may not be cash-backed

Position Sizing

Suggested Allocation
5%
Confidence
high

Score Composition Waterfall

How each component affects the final score
Backtested Scoring Levers (IC-calibrated from 30y ElasticNet)
Weinstein (12.1%)
0
Declining
Sentiment (2.5%)
46
Neutral
Analyst (6.4%)
60
Favorable
Tradability (post-hoc)
44
Grade Clow dollar volume, range bound
Base
46.8
SHAP
+3.1
Factors
+0.9
Divergence
-5.1
Final
45.7
Positive adjustment
Negative adjustment
Base blend
Final score

Signal SegmentsComputed from ML features

Fundamental (Valuation, Quality, Growth)72.0
Technical (Momentum, Weinstein, Volatility)63.0
External (Sentiment, Analyst, Macro)76.0
Scores below 50 indicate weakness in that segment relative to the universe.

Data Quality

Score
Features
Confidence
Feature Coverage89%

Growth Estimates

Short-term
+0.2% to +7.0%
Medium-term
+0.8% to +11.1%
Long-term
+1.6% to +15.5%

ML Model Core Features100 trained inputs โ†’ ML Score: 16

These features are direct inputs to the machine learning model. The model was trained on these signals alongside 100 features (including 12 momentum/technical indicators) to produce the ML percentile score.

Analyst Intelligence
Consensus Score60.0/100
Target Upside+13.6%
Coverage15 analysts
Market Sentiment
Sentiment Score45.6/100
News Volume1 articles
Technical Stage
Weinstein Stage4 โ€” Declining
12M Momentum-0.1%
6M Momentum-0.1%
Volatility+0.0%
Momentum & Technical
Momentum Acceleration-0.9%
Momentum ConsistencyStrong (0.84)
Relative Strength vs Sector-14.9%
Trend Strength (ADX Proxy)Weak (1.3)
Momentum Quality-0.055
Momentum BreadthNarrow
Macro Regime
Bull RegimeYes
High Vol RegimeNo
S&P 500 Return+25.0%
Yield Curve-0.1bp

Sector-Relative AnalysisIn-model features

Value Trap Signal
26%
Moderate โ€” watch growth
Sector RevGr Rank
P69
Revenue growth vs Financial Services peers
Sector PE Rank
P88
Valuation vs Financial Services peers
Sector FCF Rank
P93
Free cash flow vs Financial Services peers
Growth Deviation
+0.1ฯƒ
Z-score vs sector median
Stagnation Flag
NO
Not flagged
Value trap warning: This stock scores in the top quartile for value trap risk. The combination of below-sector-median revenue growth, low PE, and high free cash flow yield suggests the market is pricing in stagnation. The ML model's sector-relative features (trained on 30 years of data) reduce this stock's score accordingly.

Analysis Signals

Scoring Factors
Fundamental score of 64 relative to sector peers64/100
Machine learning model ranks this stock at the 80th percentileP80
ML model weight reduced to 9% due to macro conditions: market in extended rally phase; yield curve inverted (recession indicator); late-cycle economic indicators detected9% ML weight
SHAP feature alignment: +5.0pt (features align with model priorities)โ€”
Blend: 91% fund (64.4) + 9% ML (80.2) + SHAP(+5.0) = 70.9โ€”
Factor quality: +1.5pt (multi-factor composite)โ€”
Risk assessment: low. Annualized volatility 4.5%. Stability bonus of +12.0 points. Max drawdown 8% (-0.0 pts). Price momentum -6% (-0.2 pts)Low
Market cap adjustment: -15.0 points ($0.8B market cap)-15.0 pts
Divergence penalty: -0.8pt (ML 16pt higher)โ€”
Risk Factors
Earnings quality grade C: mixed earnings quality, some red flags. Score adjusted by -12 pointsGrade C
Quality concern: Low FCF/NI ratio (0.01) with 53.8% net margin โ€” reported earnings may not be cash-backed; High accrual ratio (-119.2%) โ€” earnings quality concernFlag

Sector Peer Comparison(Financial Services โ€” Rank #195 of 356 stocks)

StockScoreP/ERev GrowthMarginMkt Cap
SLRC45.79.010.9%53.8%$811M
CME84.927.29.9%57.5%$112.1B
CINF82.410.711.4%18.9%$25.8B
ACT81.98.92.4%54.6%$6.1B
SEIC81.014.010.7%27.3%$10.1B
TROW79.510.13.1%28.5%$21.1B
FHB78.111.83.2%24.2%$3.2B
MCHB77.4N/A123.7%23.2%$3.3B
TRMK75.711.934.8%19.3%$2.7B
BCAL74.49.926.2%27.1%$605M
NMIH73.97.78.4%55.1%$3.1B
TW73.130.018.9%39.6%$26.2B
VCTR73.118.38.8%32.3%$4.7B
FFIN73.118.811.7%30.7%$4.8B
VLY72.512.5-2.2%17.1%$7.4B
QQQX72.010.448.6%257.3%$1.4B
Sector Average45.726.813.4%-2.8%โ€”

Company Overviewvia FMP

SLR Investment Corp. is a business development company specializing in secured debt (first lien unitranche and second lien), subordinated (unsecured) debt, minority equity, leveraged buyouts, acquisitions, recapitalizations, general refinancing, growth capital and strategic income-oriented control equity investments in leveraged middle market companies. The fund invests in aerospace and defense; air freight & logistics; asset management; automotive; banking; beverage, food and tobacco; building products; buildings and real estate; broadcasting and entertainment; cargo transport; commercial services and supplies; communications equipment; chemicals, plastics and rubber; containers, packaging and glass; construction & engineering; diversified/conglomerate manufacturing; consumer Finance; distributors; diversified/conglomerate services; diversified financial services; diversified real estate activities; food products; Footwear; Education Services; diversified telecommunications services; electronics; farming and agriculture; finance; grocery; health care equipment and supplies; health care facilities; education and childcare; home and office furnishing, durable consumer products; hotels, motels, inns and gaming; insurance; restaurants, leisure, amusement, and entertainment; leisure equipment tolls and services, media, multiline retail, multi sector holdings; paper and forest products; personal products; professional services, research and consulting services, software; specialty retail; textiles apparel and luxury goods, thrifts and mortgage finance, trading companies and distributors, utilities, and wireless telecommunication services; industrial conglomerates; internet software and services, IT services, machinery; mining, steel, iron, and non-precious metals; oil and gas; personal, food and miscellaneous services; printing and publishing; retail stores; telecommunications; textiles and leather; and utilities. It also invests in life sciences with focus on specialty pharmaceuticals, medical devices, biotech, health Care Providers and services; health Care technology, enabling technologies and tools. The fund primarily invests in United States. The fund's investments generally range between $5 million and $100 million. The fund invests in companies with revenues between $50 million and $1 billion and EBITDA between $15 million and $100 million. It invests in the form of senior secured loans, mezzanine loans, and equity securities. It may also seek investments in thinly traded public companies and also make secondary investments. The fund makes non-control equity investments. It primarily exits within three years of the initial capital commitment.

CEO
Michael Stuart Gross
Employees
0
Beta
0.70
Industry
Asset Management
FMP-Identified Peers

Technical Picturecomputed from daily prices

RSI (14)
53.8
Neutral
Trend
Bearish
10-day vs 50-day MA
From 52W High
-15.5%
High: $17.94
From 52W Low
+11.1%
Low: $13.64
Moving Averages
10-Day
$14.90
Above
20-Day
$15.00
Above
50-Day
$15.20
Below
200-Day
$15.80
Below
60-Day Support
$14.37
60-Day Resistance
$16.21
Weinstein Stage Analysisbased on 200-day SMA framework
Stage 4 โ€” DecliningScore: 24/100

Stock is in a downtrend below the 200-day moving average. Price is below both the 50-day and 200-day SMAs, indicating sustained selling pressure.

Unfavorable technical position; wait for Stage 1 basing
Price vs 200 SMA
-4.1%
200 SMA Slope (60d)
-2.09%
Falling
Volume Ratio
1.3x
10d avg vs 50d avg
Days in Stage
52
Confidence: 90%

Financial Statementslast 4 quarters via FMP

MetricQ4 2025Q3 2025Q2 2025Q1 2025
Revenue$92M$45M$43M$38M
Gross Profit$86M$27M$27M$22M
Operating Income$93M$23M$24M$20M
Net Income$-67M$23M$24M$20M
EPS (Diluted)$0.46$0.43$0.44$0.37
Gross Margin93.6%58.7%61.4%58.3%
Operating Margin101.2%51.5%55.9%52.5%
Net Margin-73.4%51.5%55.9%52.5%

Why This Stock

Financial ServicesP/E ratio of 9.0Revenue growth 10.9%Profit margin 53.8%

Tradability FilterGrade C โ€” 44/100Score impact: +7.1pt

Volume
57
267K avg/day
Dollar Vol
36
$4M/day
Float
40
0K shares
Mkt Cap
36
$811M
Range
46
32% spread
Composite Liquidity Score44/100
FDCBA
low dollar volumerange bound

Multi-Year Range Analysis

Range-BoundSideways: 68/100
Range-Bound Stock

This stock has traded in a compressed range for 4 of the last 5 years (3-year range: 28.4%). Range-bound stocks may indicate limited upside potential. A -3.4pt penalty has been applied.

YearLowHighRangeStatus
2021$17.32$20.0514.6%Narrow
2022$12.08$19.3946.5%Wide
2023$13.48$16.0917.7%Narrow
2024$14.41$16.9116%Narrow
2025$13.64$17.9427.2%Moderate
3-Year Range
28.4%
Narrow Years
4 / 5
Sideways Penalty
-3.4pt

Growth Projection Adjustment

0.49x dampening
weinstein basingrange bound

Growth estimates have been dampened based on technical and fundamental signals. This is a post-hoc adjustment to prevent overly optimistic projections for stocks showing declining momentum or deteriorating fundamentals.

Free Float
0.0%
Outstanding Shares
0M
Bid-Ask Spread
32.0%
Institutional Tradable
Limited

Scores are generated by a multi-stage ML pipeline combining fundamental analysis, ensemble predictions, and structural risk signals. All data is for research purposes only and does not constitute financial advice. Past performance does not guarantee future results.