Red River Bancshares, Inc.
RRBI scores 59.4 on the Conservative profile, blending a fundamental score (80% weight, emphasizing quality and stability (84% of fundamental weight)) with a machine-learning signal (20% weight) trained on 82 features across 30 years of data.
Net penalties of -25.0 points significantly impact the ranking. Without these adjustments, RRBI would rank considerably higher.
These features are direct inputs to the machine learning model. The model was trained on these signals alongside 100 features (including 12 momentum/technical indicators) to produce the ML percentile score.
| Stock | Score | P/E | Rev Growth | Margin | Mkt Cap |
|---|---|---|---|---|---|
| RRBI | 59.4 | 13.8 | 8.3% | 25.3% | $612M |
| CME | 86.4 | 27.2 | 9.9% | 57.5% | $112.1B |
| FHB | 84.9 | 11.8 | 3.2% | 24.2% | $3.2B |
| ACT | 84.4 | 8.9 | 2.4% | 54.6% | $6.1B |
| CINF | 84.2 | 10.7 | 11.4% | 18.9% | $25.8B |
| SEIC | 82.2 | 14.0 | 10.7% | 27.3% | $10.1B |
| TROW | 79.9 | 10.1 | 3.1% | 28.5% | $21.1B |
| QQQX | 79.7 | 10.4 | 48.6% | 257.3% | $1.4B |
| IBOC | 78.2 | 10.6 | 7.5% | 40.1% | $4.4B |
| HWC | 77.8 | 12.2 | -1.5% | 24.1% | $5.8B |
| FFIN | 77.4 | 18.8 | 11.7% | 30.7% | $4.8B |
| TRMK | 77.1 | 11.9 | 34.8% | 19.3% | $2.7B |
| NMIH | 77.0 | 7.7 | 8.4% | 55.1% | $3.1B |
| EWBC | 76.7 | 12.7 | 4.6% | 28.3% | $16.0B |
| WSFS | 76.3 | 12.8 | -3.1% | 21.1% | $3.6B |
| MCHB | 76.1 | N/A | 123.7% | 23.2% | $3.3B |
| Sector Average | 47.5 | 26.8 | 13.4% | -2.8% | โ |
Red River Bancshares, Inc. operates as a bank holding company for Red River Bank that provides banking products and services to commercial and retail customers in Louisiana. The company provides various deposit products, including checking, saving, money market accounts, and time deposits. It also offers commercial real estate loans; one-to-four family mortgage loans and home equity lines of credit; construction and development loans; commercial and industrial loans; small business administration paycheck protection program loans; tax-exempt loans; consumer loans to individuals for personal, family, and household purposes, including secured and unsecured installment and term loans; home mortgage loans; and lines of credit and standby letters of credit. In addition, the company provides treasury management, private banking, and brokerage; investment advisory, financial planning, and a suite of retirement plans; debit and credit cards, direct deposits, cashier's checks, and wire transfer services; online banking services, including access to account balances, online transfers, online bill payment, and electronic delivery of customer statements; and banking services in person, through ATMs, drive-through facilities, night deposits, telephone, mail, mobile banking, and remote deposits. It operates a network of 27 banking centers throughout Louisiana and two combined loan and deposit production offices in Lafayette and New Orleans, Louisiana. The company was incorporated in 1998 and is headquartered in Alexandria, Louisiana.
Stock is in an uptrend above the 200-day moving average. This is the stage where institutional accumulation typically occurs. The 50-day SMA provides support.
| Metric | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 |
|---|---|---|---|---|
| Revenue | $44M | $43M | $41M | $41M |
| Gross Profit | $32M | $31M | $30M | $29M |
| Operating Income | $14M | $13M | $13M | $13M |
| Net Income | $11M | $11M | $10M | $10M |
| EPS (Diluted) | $1.73 | $1.63 | $1.51 | $1.52 |
| Gross Margin | 73.5% | 72.2% | 72.3% | 71.6% |
| Operating Margin | 32.1% | 31.2% | 31.0% | 31.3% |
| Net Margin | 25.9% | 25.2% | 24.8% | 25.2% |
This stock has limited trading volume and/or float. Institutional investors may face difficulty entering or exiting positions without significant price impact. A post-hoc penalty has been applied to the composite score (this is not a backtested model factor โ it is a practical tradability overlay).
| Year | Low | High | Range | Status |
|---|---|---|---|---|
| 2021 | $46.93 | $65.07 | 32.4% | Moderate |
| 2022 | $47.09 | $60.57 | 25% | Moderate |
| 2023 | $43.50 | $58.00 | 28.6% | Moderate |
| 2024 | $42.78 | $62.13 | 36.9% | Wide |
| 2025 | $46.33 | $78.01 | 51% | Wide |
Scores are generated by a multi-stage ML pipeline combining fundamental analysis, ensemble predictions, and structural risk signals. All data is for research purposes only and does not constitute financial advice. Past performance does not guarantee future results.