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MITK

๐Ÿ’ป Technology

Mitek Systems, Inc.

Conservative #494Aggressive #424Low RiskMLโ†‘ 22pt
$14.67-0.27%
Day High$15.15
Day Low$14.63
Volume1.2M
Mkt Cap$665M
52W Low $752W High $15
Market Cap
$673M
P/E Ratio
36.8
Sector avg: 49.8
Rev Growth
4.4%
Sector avg: 14.8%
Earnings Growth
168.3%
Profit Margin
8.7%
Sector avg: -110.0%
Debt/Equity
0.67

Why This Score

MITK scores 54.5 on the Conservative profile, blending a fundamental score (80% weight, emphasizing quality and stability (84% of fundamental weight)) with a machine-learning signal (20% weight) trained on 82 features across 30 years of data.

Risk Factors
  • Liquidity concern: Limited trading volume or float results in a 2-point penalty for execution risk.
  • Above-average volatility (13.0%) may not suit conservative risk tolerance.

Minor adjustments (-2.3 points) applied. MITK's rank of #494 primarily reflects its factor profile relative to the conservative weight vector.

Score Breakdown

Overall Score54.5
Fundamental Score56.2
ML Score39.0

Score by Horizon

3 Month
80.8
6 Month
90.3
Primary
1 Year
95.1

Quality Assessment

D
Quality Grade
Below average quality โ€” weak profitability or high leverage
1 quality flag detected โ€” see details below. These penalties are already factored into the final score.
Quality Flags
High accrual ratio (-288.1%) โ€” earnings quality concern

Position Sizing

Suggested Allocation
5%
Confidence
high

Score Composition Waterfall

How each component affects the final score
Backtested Scoring Levers (IC-calibrated from 30y ElasticNet)
Weinstein (12.1%)
100
Advancing
Sentiment (2.5%)
71
Positive
Analyst (6.4%)
70
Favorable
Tradability (post-hoc)
71
Grade B
Base
50.8
SHAP
+2.9
Factors
+1.1
Divergence
-0.3
Final
54.5
Positive adjustment
Negative adjustment
Base blend
Final score

Factor Breakdown

62AVG
Value57
Quality38
Growth74
Stability73
Investment68

Signal SegmentsComputed from ML features

Fundamental (Valuation, Quality, Growth)53.0
Technical (Momentum, Weinstein, Volatility)85.0
External (Sentiment, Analyst, Macro)85.0
Scores below 50 indicate weakness in that segment relative to the universe.

Data Quality

Score
Features
Confidence
Feature Coverage89%

Growth Estimates

Short-term
+11.3% to +17.5%
Medium-term
+16.7% to +25.8%
Long-term
+24.7% to +37.3%

ML Model Core Features100 trained inputs โ†’ ML Score: 39

These features are direct inputs to the machine learning model. The model was trained on these signals alongside 100 features (including 12 momentum/technical indicators) to produce the ML percentile score.

Analyst Intelligence
Consensus Score69.6/100
Target Upside+21.4%
Coverage14 analysts
Market Sentiment
Sentiment Score70.7/100
News Volume1 articles
Technical Stage
Weinstein Stage2 โ€” Advancing
12M Momentum+0.4%
6M Momentum+0.3%
Volatility+0.1%
Momentum & Technical
Momentum Acceleration+11.2%
Momentum ConsistencyStrong (0.74)
Relative Strength vs Sector+39.4%
Trend Strength (ADX Proxy)Strong (3.3)
Momentum Quality+0.375
Momentum BreadthBroad โœ“
Macro Regime
Bull RegimeYes
High Vol RegimeNo
S&P 500 Return+25.0%
Yield Curve-0.1bp

Sector-Relative AnalysisIn-model features

Value Trap Signal
20%
Moderate โ€” watch growth
Sector RevGr Rank
P30
Revenue growth vs Technology peers
Sector PE Rank
P33
Valuation vs Technology peers
Sector FCF Rank
P85
Free cash flow vs Technology peers
Growth Deviation
-0.1ฯƒ
Z-score vs sector median
Stagnation Flag
NO
Not flagged

Analysis Signals

Scoring Factors
Fundamental score of 56 relative to sector peers56/100
Machine learning ensemble ranks this stock at the 39th percentileP39
Blended score: 80% fundamental (56) + 20% ML (39) = 52.852.8
Risk assessment: low. Low vol 0.1%; Drawdown 13% โ†’ 0.0ptLow
Earnings quality grade D: weak earnings quality, multiple concerns. Score adjusted by 0 pointsGrade D
SHAP feature alignment: +2.9pt (features align with model priorities)SHAP
Divergence penalty: -0.3pt (ML 17pt lower)Divergence
Risk Factors
Quality concern: High accrual ratio (-288.1%) โ€” earnings quality concernFlag
Liquidity penalty: -2.0pt (grade B)Liquidity

Sector Peer Comparison(Technology โ€” Rank #105 of 289 stocks)

StockScoreP/ERev GrowthMarginMkt Cap
MITK54.536.84.4%8.7%$673M
MPWR85.191.721.2%81.0%$56.6B
ZM84.518.03.1%21.7%$22.4B
NVDA80.745.2114.2%55.8%$4.6T
CRUS80.319.16.0%17.5%$7.3B
CSCO78.027.65.3%18.0%$311.4B
ASML77.848.115.6%29.4%$566.0B
RMBS77.748.320.7%32.3%$11.0B
IDCC77.731.8-4.0%48.8%$9.6B
ADI75.674.116.9%20.6%$173.8B
FSLR75.317.326.7%30.7%$22.3B
SIMO74.59.210.2%13.8%$4.5B
AAPL74.433.16.4%27.0%$4.0T
DBX74.013.91.9%17.7%$6.7B
LRCX73.948.323.7%29.1%$295.9B
TER73.790.95.4%19.2%$53.1B
Sector Average48.149.814.8%-110.0%โ€”

Market Sentimentvia FMP

Analyst Consensus
Buy14 analysts
Buy: 11Hold: 3
Price Target
$15consensus
Low $15Median $15High $15
+2.2% to consensus target

Company Overviewvia FMP

Mitek Systems, Inc. develops, markets, and sells mobile image capture and digital identity verification solutions in the United States, Europe, Latin America, and internationally. The company's solutions are embedded in native mobile apps and web browsers to facilitate digital consumer experiences. It offers Mobile Deposit that enables individuals and businesses to remotely deposit checks using their camera-equipped smartphone or tablet; and Mobile Verify, an identity verification solution that is integrated into mobile apps, mobile websites, and desktop applications. The company also provides Mobile Fill, which includes automatic image capture, minimizes the numbers of clicks, and expedites form fill completion; and MiSnap, a mobile-capture software development kit that enables an intuitive user experience and instant capture of quality images of identity documents and checks. In addition, it offers CheckReader that enables financial institutions to automatically extract data from checks; Check Fraud Defender, an AI-powered and cloud-hosted model for fighting check fraud; and Check Intelligence that enables financial institutions to automatically extract data from a check image received across any deposit channel, including branch, ATM, remote deposit capture, and mobile. Further, the company provides ID_CLOUD, an automated identity verification solution that is integrated into a customers' application to read and validate identity documents; IDLive Face, a passive facial liveness detection product; IDVoice, a robust AI-driven voice biometric engine; IDLive Voice that helps stop spoofing attacks on voice biometric systems; and IDLive Doc that works to fight fraud related to digitally displayed document images. Mitek Systems, Inc. was incorporated in 1986 and is based in San Diego, California.

CEO
Edward H. West
Employees
565
Beta
1.08
Industry
Software - Application
FMP-Identified Peers

Technical Picturecomputed from daily prices

RSI (14)
78.2
Overbought
Trend
Bullish
10-day vs 50-day MA
From 52W High
-3.2%
High: $15.15
From 52W Low
+111.7%
Low: $6.93
Moving Averages
10-Day
$13.30
Above
20-Day
$11.90
Above
50-Day
$11.00
Above
200-Day
$9.90
Above
60-Day Support
$8.76
60-Day Resistance
$15.15
Weinstein Stage Analysisbased on 200-day SMA framework
Stage 2 โ€” AdvancingScore: 95/100

Stock is in an uptrend above the 200-day moving average. This is the stage where institutional accumulation typically occurs. The 50-day SMA provides support.

Favorable technical position; 50-day SMA acts as support
Price vs 200 SMA
+48.2%
200 SMA Slope (60d)
+6.55%
Rising
Volume Ratio
1.59x
10d avg vs 50d avg
Days in Stage
51
Confidence: 90%
Breakout Volume ConfirmedRecent Gap Up

Financial Statementslast 4 quarters via FMP

MetricQ1 2025Q4 2025Q3 2025Q2 2025
Revenue$44M$45M$46M$52M
Gross Profit$36M$37M$39M$45M
Operating Income$5M$5M$4M$11M
Net Income$3M$2M$2M$9M
EPS (Diluted)$0.06$0.04$0.05$0.20
Gross Margin81.0%83.7%84.6%87.4%
Operating Margin12.3%10.5%8.3%21.9%
Net Margin6.3%4.2%5.2%17.6%

Why This Stock

Technology

Tradability FilterGrade B โ€” 71/100Score impact: -5.6pt

Volume
89
724K avg/day
Dollar Vol
58
$9M/day
Float
74
44M shares
Mkt Cap
31
$673M
Range
100
101% spread
Composite Liquidity Score71/100
FDCBA

Multi-Year Range Analysis

Sideways: 0/100
YearLowHighRangeStatus
2021$13.52$23.2953.1%Wide
2022$8.32$17.8572.8%Wide
2023$8.60$13.9847.7%Wide
2024$7.35$16.2475.4%Wide
2025$6.93$11.3948.7%Wide
3-Year Range
80.4%
Narrow Years
0 / 5
Sideways Penalty
None
Free Float
97.6%
Outstanding Shares
45M
Bid-Ask Spread
101.0%
Institutional Tradable
Yes

Scores are generated by a multi-stage ML pipeline combining fundamental analysis, ensemble predictions, and structural risk signals. All data is for research purposes only and does not constitute financial advice. Past performance does not guarantee future results.