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71

TRIN

๐Ÿฆ Financial Services

Trinity Capital Inc.

Conservative #107Aggressive #98Low RiskHigh 82
$15.19-1.36%
Day High$15.50
Day Low$15.02
Volume0.9M
Mkt Cap$1.1B
52W Low $1352W High $17
Market Cap
$1.2B
P/E Ratio
7.5
Sector avg: 26.8
Rev Growth
35.8%
Sector avg: 13.4%
Earnings Growth
50.3%
Profit Margin
49.9%
Sector avg: -2.8%
Debt/Equity
1.19

Why This Score

TRIN scores 71.8 on the Conservative profile, blending a fundamental score (80% weight, emphasizing quality and stability (84% of fundamental weight)) with a machine-learning signal (20% weight) trained on 82 features across 30 years of data.

Strengths
  • Strong profitability: ROE of 15.9% exceeds the 15% quality threshold.
  • High net margin of 49.9%, indicating pricing power and operational efficiency.
  • Attractively valued at 7.5x earnings, below the market average.
  • High conviction (82/100) โ€” fundamental and ML signals agree on this stock.
Risk Factors
  • Elevated leverage (D/E 1.19) increases financial risk in a rising-rate environment.

Minor adjustments (0.0 points) applied. TRIN's rank of #107 primarily reflects its factor profile relative to the conservative weight vector.

Score Breakdown

Overall Score71.8
Fundamental Score67.2
ML Score70.0

Score by Horizon

3 Month
63.9
6 Month
71.4
Primary
1 Year
75.2

Quality Assessment

C
Earnings Grade
Mixed fundamentals, potential quality issues
Quality Flags
Low FCF/NI ratio (0.10) with 49.9% net margin โ€” reported earnings may not be cash-backed

Position Sizing

Suggested Allocation
5%
Confidence
high

Score Composition Waterfall

How each component affects the final score
Backtested Scoring Levers (IC-calibrated from 30y ElasticNet)
Weinstein (12.1%)
50
Basing
Sentiment (2.5%)
54
Neutral
Analyst (6.4%)
64
Favorable
Tradability (post-hoc)
80
Grade A
Base
67.8
SHAP
+2.6
Factors
+0.5
Conviction
+0.9
Final
71.8
Positive adjustment
Negative adjustment
Base blend
Final score

Signal SegmentsComputed from ML features

Fundamental (Valuation, Quality, Growth)83.0
Technical (Momentum, Weinstein, Volatility)77.0
External (Sentiment, Analyst, Macro)79.0
Scores below 50 indicate weakness in that segment relative to the universe.

Data Quality

Score
Features
Confidence
Feature Coverage89%

Growth Estimates

Short-term
-0.4% to +3.8%
Medium-term
+0.2% to +6.7%
Long-term
+0.9% to +9.7%

ML Model Core Features100 trained inputs โ†’ ML Score: 70

These features are direct inputs to the machine learning model. The model was trained on these signals alongside 100 features (including 12 momentum/technical indicators) to produce the ML percentile score.

Analyst Intelligence
Consensus Score64.3/100
Target Upside+15.6%
Coverage7 analysts
Market Sentiment
Sentiment Score53.7/100
News Volume1 articles
Technical Stage
Weinstein Stage1 โ€” Basing
12M Momentum+0.1%
6M Momentum+0.0%
Volatility+0.1%
Momentum & Technical
Momentum Acceleration+5.0%
Momentum ConsistencyModerate (0.44)
Relative Strength vs Sector+0.1%
Trend Strength (ADX Proxy)Weak (1.2)
Momentum Quality+0.084
Momentum BreadthBroad โœ“
Macro Regime
Bull RegimeYes
High Vol RegimeNo
S&P 500 Return+25.0%
Yield Curve-0.1bp

Sector-Relative AnalysisIn-model features

Value Trap Signal
6%
Low risk
Sector RevGr Rank
P90
Revenue growth vs Financial Services peers
Sector PE Rank
P92
Valuation vs Financial Services peers
Sector FCF Rank
P60
Free cash flow vs Financial Services peers
Growth Deviation
+0.5ฯƒ
Z-score vs sector median
Stagnation Flag
NO
Not flagged

Analysis Signals

Scoring Factors
Fundamental score of 66 relative to sector peers66/100
Machine learning model ranks this stock at the 74th percentileP74
ML model weight reduced to 9% due to macro conditions: market in extended rally phase; yield curve inverted (recession indicator); late-cycle economic indicators detected9% ML weight
SHAP feature alignment: +4.3pt (features align with model priorities)โ€”
Blend: 91% fund (65.8) + 9% ML (74.5) + SHAP(+4.3) = 70.9โ€”
Factor quality: +0.9pt (multi-factor composite)โ€”
Risk assessment: low. Annualized volatility 7.5%Low
Market cap adjustment: -8.0 points ($1.1B market cap)-8.0 pts
Conviction bonus: +1.4pt (conviction=82)โ€”
Risk Factors
Earnings quality grade C: mixed earnings quality, some red flags. Score adjusted by -12 pointsGrade C
Quality concern: Low FCF/NI ratio (0.10) with 49.9% net margin โ€” reported earnings may not be cash-backed; High accrual ratio (39.1%) โ€” earnings quality concernFlag

Sector Peer Comparison(Financial Services โ€” Rank #45 of 356 stocks)

StockScoreP/ERev GrowthMarginMkt Cap
TRIN71.87.535.8%49.9%$1.2B
CME86.427.29.9%57.5%$112.1B
FHB84.911.83.2%24.2%$3.2B
ACT84.48.92.4%54.6%$6.1B
CINF84.210.711.4%18.9%$25.8B
SEIC82.214.010.7%27.3%$10.1B
TROW79.910.13.1%28.5%$21.1B
QQQX79.710.448.6%257.3%$1.4B
IBOC78.210.67.5%40.1%$4.4B
HWC77.812.2-1.5%24.1%$5.8B
FFIN77.418.811.7%30.7%$4.8B
TRMK77.111.934.8%19.3%$2.7B
NMIH77.07.78.4%55.1%$3.1B
EWBC76.712.74.6%28.3%$16.0B
WSFS76.312.8-3.1%21.1%$3.6B
MCHB76.1N/A123.7%23.2%$3.3B
Sector Average47.526.813.4%-2.8%โ€”

Company Overviewvia FMP

Trinity Capital Inc. is a business development company. It is a venture capital firm specializing in venture debt to growth stage companies looking for loans and/or equipment financing. Trinity Capital Inc. was founded in 2019 is based in Phoenix, Arizona with additional offices in Lutherville-Timonium, Maryland, San Diego, California and Austin, Texas.

CEO
Kyle Steven Brown
Employees
58
Beta
0.61
Industry
Asset Management
FMP-Identified Peers

Technical Picturecomputed from daily prices

RSI (14)
36.6
Neutral
Trend
Bearish
10-day vs 50-day MA
From 52W High
-11.7%
High: $17.2
From 52W Low
+21.6%
Low: $12.5
Moving Averages
10-Day
$15.30
Below
20-Day
$15.80
Below
50-Day
$15.70
Below
200-Day
$15.20
Below
60-Day Support
$14.45
60-Day Resistance
$17.2
Weinstein Stage Analysisbased on 200-day SMA framework
Stage 1 โ€” BasingScore: 41/100

Stock is building a base after a decline. The 200-day moving average is flattening. Watch for a breakout above the 200-day SMA on increased volume.

Monitor for breakout above 200-day SMA on volume
Transition signal: 1โ†’2
Price vs 200 SMA
+0%
200 SMA Slope (60d)
+0.73%
Flattening
Volume Ratio
1.09x
10d avg vs 50d avg
Days in Stage
1
Confidence: 80%

Financial Statementslast 4 quarters via FMP

MetricQ4 2025Q3 2025Q2 2025Q1 2025
Revenue$78M$66M$76M$60M
Gross Profit$82M$45M$58M$42M
Operating Income$58M$28M$42M$28M
Net Income$41M$28M$41M$27M
EPS (Diluted)$0.63$0.39$0.63$0.43
Gross Margin106.2%68.3%76.3%70.6%
Operating Margin74.5%42.7%55.2%46.1%
Net Margin52.4%41.7%54.4%45.1%

Why This Stock

Financial ServicesP/E ratio of 7.5Revenue growth 35.8%Profit margin 49.9%

Tradability FilterGrade A โ€” 80/100Score impact: -1.7pt

Volume
100
1.2M avg/day
Dollar Vol
74
$17M/day
Float
89
72M shares
Mkt Cap
42
$1.2B
Range
70
38% spread
Composite Liquidity Score80/100
FDCBA

Multi-Year Range Analysis

Sideways: 39/100
YearLowHighRangeStatus
2021$13.46$17.7927.7%Moderate
2022$10.23$20.2665.8%Wide
2023$10.84$15.4435%Wide
2024$13.05$15.2615.6%Narrow
2025$12.50$16.8229.5%Moderate
3-Year Range
43.2%
Narrow Years
3 / 5
Sideways Penalty
None
Free Float
95.6%
Outstanding Shares
76M
Bid-Ask Spread
38.0%
Institutional Tradable
Yes

Scores are generated by a multi-stage ML pipeline combining fundamental analysis, ensemble predictions, and structural risk signals. All data is for research purposes only and does not constitute financial advice. Past performance does not guarantee future results.