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42

PKBK

๐Ÿฆ Financial Services

Parke Bancorp, Inc.

Conservative #826Aggressive #995Low Risk
$28.75+0.38%
Day High$29.32
Day Low$28.37
Volume0.1M
Mkt Cap$341M
52W Low $1752W High $30
Market Cap
$344M
P/E Ratio
8.8
Sector avg: 26.8
Rev Growth
12.9%
Sector avg: 13.4%
Earnings Growth
37.3%
Profit Margin
25.9%
Sector avg: -2.8%
Debt/Equity
0.44

Why This Score

PKBK scores 42.6 on the Conservative profile, blending a fundamental score (80% weight, emphasizing quality and stability (84% of fundamental weight)) with a machine-learning signal (20% weight) trained on 82 features across 30 years of data.

Strengths
  • High net margin of 25.9%, indicating pricing power and operational efficiency.
  • Attractively valued at 8.8x earnings, below the market average.
  • Low volatility (5.0% annualized) โ€” well-suited for risk-averse portfolios.
  • High conviction (81/100) โ€” fundamental and ML signals agree on this stock.
Risk Factors
  • Liquidity concern: Limited trading volume or float results in a 25-point penalty for execution risk.
  • Signal divergence: Fundamental and ML signals disagree by a significant margin, reducing confidence.

Net penalties of -26.3 points significantly impact the ranking. Without these adjustments, PKBK would rank considerably higher.

Score Breakdown

Overall Score42.6
Fundamental Score69.6
ML Score46.0

Score by Horizon

3 Month
75.6
6 Month
84.5
Primary
1 Year
88.9

Quality Assessment

C
Quality Grade
Average quality โ€” moderate profitability or leverage

Position Sizing

Suggested Allocation
5%
Confidence
high

Score Composition Waterfall

How each component affects the final score
Backtested Scoring Levers (IC-calibrated from 30y ElasticNet)
Weinstein (12.1%)
100
Advancing
Sentiment (2.5%)
57
Neutral
Analyst (6.4%)
50
Neutral
Tradability (post-hoc)
19
Grade Flow volume, low dollar volume
Base
39.9
SHAP
+2.7
Factors
+0.6
Conviction
+0.7
Divergence
-1.3
Final
42.6
Positive adjustment
Negative adjustment
Base blend
Final score

Factor Breakdown

74AVG
Value88
Quality53
Growth81
Stability89
Investment61

Signal SegmentsComputed from ML features

Fundamental (Valuation, Quality, Growth)78.0
Technical (Momentum, Weinstein, Volatility)91.0
External (Sentiment, Analyst, Macro)64.0
Scores below 50 indicate weakness in that segment relative to the universe.

Data Quality

Score
Features
Confidence
Feature Coverage89%

Growth Estimates

Short-term
+1.5% to +6.1%
Medium-term
+3.2% to +10.2%
Long-term
+4.9% to +14.4%

ML Model Core Features100 trained inputs โ†’ ML Score: 46

These features are direct inputs to the machine learning model. The model was trained on these signals alongside 100 features (including 12 momentum/technical indicators) to produce the ML percentile score.

Analyst Intelligence
Consensus Score50.0/100
Target Upside+0.0%
Coverage0 analysts
Market Sentiment
Sentiment Score56.6/100
News Volume1 articles
Technical Stage
Weinstein Stage2 โ€” Advancing
12M Momentum+0.5%
6M Momentum+0.3%
Volatility+0.1%
Momentum & Technical
Momentum Acceleration+19.3%
Momentum ConsistencyModerate (0.60)
Relative Strength vs Sector+38.8%
Trend Strength (ADX Proxy)Strong (5.0)
Momentum Quality+0.456
Momentum BreadthBroad โœ“
Macro Regime
Bull RegimeYes
High Vol RegimeNo
S&P 500 Return+25.0%
Yield Curve-0.1bp

Sector-Relative AnalysisIn-model features

Value Trap Signal
18%
Moderate โ€” watch growth
Sector RevGr Rank
P73
Revenue growth vs Financial Services peers
Sector PE Rank
P89
Valuation vs Financial Services peers
Sector FCF Rank
P74
Free cash flow vs Financial Services peers
Growth Deviation
+0.1ฯƒ
Z-score vs sector median
Stagnation Flag
NO
Not flagged

Analysis Signals

Scoring Factors
Fundamental score of 70 relative to sector peers70/100
Machine learning ensemble ranks this stock at the 46th percentileP46
Blended score: 80% fundamental (70) + 20% ML (46) = 64.964.9
Risk assessment: low. Low vol 0.1%; Drawdown 4% โ†’ 0.0ptLow
Earnings quality grade C: mixed earnings quality, some red flags. Score adjusted by 0 pointsGrade C
SHAP feature alignment: +2.7pt (features align with model priorities)SHAP
Conviction adj: +0.7pt (conviction=N/A)Conviction
Divergence penalty: -1.3pt (ML 24pt lower)Divergence
Risk Factors
Liquidity penalty: -25.0pt (grade F)Liquidity

Sector Peer Comparison(Financial Services โ€” Rank #232 of 356 stocks)

StockScoreP/ERev GrowthMarginMkt Cap
PKBK42.68.812.9%25.9%$344M
CME86.427.29.9%57.5%$112.1B
FHB84.911.83.2%24.2%$3.2B
ACT84.58.92.4%54.6%$6.1B
CINF84.210.711.4%18.9%$25.8B
SEIC82.214.010.7%27.3%$10.1B
TROW79.910.13.1%28.5%$21.1B
QQQX79.710.448.6%257.3%$1.4B
IBOC78.210.67.5%40.1%$4.4B
HWC77.812.2-1.5%24.1%$5.8B
FFIN77.518.811.7%30.7%$4.8B
TRMK77.111.934.8%19.3%$2.7B
NMIH77.17.78.4%55.1%$3.1B
EWBC76.712.74.6%28.3%$16.0B
WSFS76.312.8-3.1%21.1%$3.6B
MCHB76.1N/A123.7%23.2%$3.3B
Sector Average47.526.813.4%-2.8%โ€”

Company Overviewvia FMP

Parke Bancorp, Inc. operates as the bank holding company for Parke Bank that provides personal and business financial services to individuals and small to mid-sized businesses. The company offers various deposit products, including checking, savings, time, money market, and individual retirement accounts, as well as certificates of deposit. Its loan portfolio comprises commercial and industrial, construction, commercial and residential real estate mortgage, and consumer loans. In addition, the company provides debit cards, internet banking, and online bill payment services. It operates through 7 branch offices in Galloway Township, Northfield, Washington Township, and Collingswood, New Jersey; and Philadelphia, Pennsylvania. Parke Bancorp, Inc. was founded in 1999 and is headquartered in Washington Township, New Jersey.

CEO
Vito S. Pantilione
Employees
99
Beta
0.54
Industry
Banks - Regional
FMP-Identified Peers

Technical Picturecomputed from daily prices

RSI (14)
54.3
Neutral
Trend
Bullish
10-day vs 50-day MA
From 52W High
-2.5%
High: $29.5
From 52W Low
+69.7%
Low: $16.94
Moving Averages
10-Day
$28.40
Above
20-Day
$28.30
Above
50-Day
$26.60
Above
200-Day
$22.60
Above
60-Day Support
$22.75
60-Day Resistance
$29.5
Weinstein Stage Analysisbased on 200-day SMA framework
Stage 2 โ€” AdvancingScore: 88/100

Stock is in an uptrend above the 200-day moving average. This is the stage where institutional accumulation typically occurs. The 50-day SMA provides support.

Favorable technical position; 50-day SMA acts as support
Price vs 200 SMA
+27.2%
200 SMA Slope (60d)
+10.8%
Rising
Volume Ratio
1.17x
10d avg vs 50d avg
Days in Stage
90
Confidence: 90%

Financial Statementslast 4 quarters via FMP

MetricQ4 2025Q3 2025Q2 2025Q1 2025
Revenue$38M$37M$36M$35M
Gross Profit$23M$21M$18M$17M
Operating Income$15M$13M$11M$10M
Net Income$11M$11M$8M$8M
EPS (Diluted)$0.93$0.89$0.69$0.65
Gross Margin59.5%55.3%49.4%48.6%
Operating Margin39.6%36.1%30.8%29.7%
Net Margin29.0%28.5%23.1%22.4%

Why This Stock

Financial ServicesP/E ratio of 8.8Revenue growth 12.9%Profit margin 25.9%Valuation below sector median (P/E 8.8)

Tradability FilterGrade F โ€” 19/100Score impact: -7.4pt

Low Tradability Warning

This stock has limited trading volume and/or float. Institutional investors may face difficulty entering or exiting positions without significant price impact. A post-hoc penalty has been applied to the composite score (this is not a backtested model factor โ€” it is a practical tradability overlay).

Volume
5
64K avg/day
Dollar Vol
10
$2M/day
Float
16
10M shares
Mkt Cap
13
$344M
Range
97
74% spread
Composite Liquidity Score19/100
FDCBA
low volumelow dollar volumelow floatsmall cap

Multi-Year Range Analysis

Sideways: 26/100
YearLowHighRangeStatus
2021$18.06$23.9227.9%Moderate
2022$20.06$25.8525.2%Moderate
2023$14.86$21.4536.3%Wide
2024$15.24$24.2945.8%Wide
2025$16.94$25.7741.3%Wide
3-Year Range
53.7%
Narrow Years
2 / 5
Sideways Penalty
None
Free Float
82.7%
Outstanding Shares
12M
Bid-Ask Spread
74.0%
Institutional Tradable
No

Scores are generated by a multi-stage ML pipeline combining fundamental analysis, ensemble predictions, and structural risk signals. All data is for research purposes only and does not constitute financial advice. Past performance does not guarantee future results.