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INTU

💻 Technology

Intuit Inc.

Conservative #307Aggressive #209Moderate RiskModerate 77ML↑ 17pt
$381.23+6.28%
Day High$381.59
Day Low$353.53
Volume5.3M
Mkt Cap$106.1B
52W Low $35452W High $814
Market Cap
$111.2B
P/E Ratio
27.4
Sector avg: 87.4
Rev Growth
15.6%
Sector avg: 14.8%
Earnings Growth
30.6%
Profit Margin
20.5%
Sector avg: -109.6%
Debt/Equity
0.34

Why This Score

INTU scores 59.8 on the Conservative profile, blending a fundamental score (80% weight, emphasizing quality and stability (84% of fundamental weight)) with a machine-learning signal (20% weight) trained on 82 features across 30 years of data.

Strengths
  • Strong profitability: ROE of 19.6% exceeds the 15% quality threshold.
  • High net margin of 20.5%, indicating pricing power and operational efficiency.
  • Large-cap ($111B) with deep liquidity and institutional ownership.
  • High conviction (77/100) — fundamental and ML signals agree on this stock.
Risk Factors
  • Signal divergence: Fundamental and ML signals disagree by a significant margin, reducing confidence.
  • Above-average volatility (11.6%) may not suit conservative risk tolerance.

Moderate penalties (-3.0 points) reflect identified risk factors. The overall score balances these against the stock's fundamental strengths.

Score Breakdown

Overall Score59.8
Fundamental Score51.7
ML Score87.0

Score by Horizon

3 Month
74.8
6 Month
83.6
Primary
1 Year
88.0

Quality Assessment

A
Earnings Grade
Strong fundamentals, high earnings quality

Position Sizing

Suggested Allocation
5%
Confidence
high

Score Composition Waterfall

How each component affects the final score
Backtested Scoring Levers (IC-calibrated from 30y ElasticNet)
Weinstein (12.1%)
0
Declining
Sentiment (2.5%)
57
Neutral
Analyst (6.4%)
67
Favorable
Tradability (post-hoc)
100
Grade A
Base
58.8
SHAP
+2.6
Factors
+1.4
Divergence
-3.0
Final
59.8
Positive adjustment
Negative adjustment
Base blend
Final score

Factor Breakdown

69AVG
Value55
Quality85
Growth90
Stability75
Investment40

Signal SegmentsComputed from ML features

Fundamental (Valuation, Quality, Growth)73.0
Technical (Momentum, Weinstein, Volatility)31.0
External (Sentiment, Analyst, Macro)81.0
Scores below 50 indicate weakness in that segment relative to the universe.

Data Quality

Score
Features
Confidence
Feature Coverage96%

Growth Estimates

Short-term
+1.8% to +6.5%
Medium-term
+3.4% to +10.5%
Long-term
+4.9% to +14.5%

ML Model Core Features100 trained inputs → ML Score: 87

These features are direct inputs to the machine learning model. The model was trained on these signals alongside 100 features (including 12 momentum/technical indicators) to produce the ML percentile score.

Analyst Intelligence
Consensus Score67.3/100
Target Upside+107.1%
Coverage42 analysts
Market Sentiment
Sentiment Score56.9/100
News Volume1 articles
Technical Stage
Weinstein Stage4 — Declining
12M Momentum-0.3%
6M Momentum-0.4%
Volatility+0.1%
Momentum & Technical
Momentum Acceleration+5.4%
Momentum ConsistencyStrong (0.86)
Relative Strength vs Sector-38.1%
Trend Strength (ADX Proxy)Moderate (3.0)
Momentum Quality-0.176
Momentum BreadthNarrow
Macro Regime
Bull RegimeYes
High Vol RegimeNo
S&P 500 Return+25.0%
Yield Curve-0.1bp

Sector-Relative AnalysisIn-model features

Value Trap Signal
10%
Low risk
Sector RevGr Rank
P64
Revenue growth vs Technology peers
Sector PE Rank
P44
Valuation vs Technology peers
Sector FCF Rank
P61
Free cash flow vs Technology peers
Growth Deviation
+0.1σ
Z-score vs sector median
Stagnation Flag
NO
Not flagged

Analysis Signals

Scoring Factors
Fundamental score of 73 relative to sector peers73/100
Machine learning model ranks this stock at the 90th percentileP90
ML model weight reduced to 9% due to macro conditions: market in extended rally phase; yield curve inverted (recession indicator); late-cycle economic indicators detected9% ML weight
SHAP feature alignment: +3.1pt (features align with model priorities)—
Blend: 91% fund (72.9) + 9% ML (87.0) + SHAP(+3.1) = 77.2—
Factor quality: +1.7pt (multi-factor composite)—
Risk assessment: moderate. Annualized volatility 11.6%. Max drawdown 49% (-12.0 pts). Price momentum -34% (-5.9 pts)Moderate
Market cap adjustment: +3.5 points ($111.2B market cap)+3.5 pts
Divergence penalty: -0.9pt (ML 17pt higher)—
Risk Factors

No risk factors identified.

Sector Peer Comparison(Technology — Rank #72 of 290 stocks)

StockScoreP/ERev GrowthMarginMkt Cap
INTU59.827.415.6%20.5%$111.2B
MPWR84.891.721.2%81.0%$57.1B
ZM84.218.03.1%21.7%$27.7B
NVDA80.645.2114.2%55.8%$4.5T
CRUS79.719.16.0%17.5%$7.4B
ASML77.848.115.6%29.4%$546.0B
IDCC77.431.8-4.0%48.8%$9.7B
CSCO77.127.65.3%18.0%$303.6B
RMBS75.548.320.7%32.3%$11.0B
DBX75.313.91.9%17.7%$6.4B
FSLR75.017.326.7%30.7%$24.2B
SIMO74.79.210.2%13.8%$4.5B
ADI74.374.116.9%20.6%$165.1B
AAPL72.533.16.4%27.0%$3.9T
OLED72.527.012.4%34.3%$5.9B
AMAT72.336.44.4%24.7%$281.7B
Sector Average47.487.414.8%-109.6%—

Market Sentimentvia FMP

Analyst Consensus
Buy42 analysts
Buy: 32Hold: 7Sell: 3
Price Target
$728consensus
Low $624Median $720High $875
+91.0% to consensus target

Company Overviewvia FMP

Intuit Inc. provides financial management and compliance products and services for consumers, small businesses, self-employed, and accounting professionals in the United States, Canada, and internationally. The company operates in four segments: Small Business & Self-Employed, Consumer, Credit Karma, and ProConnect. The Small Business & Self-Employed segment provides QuickBooks online services and desktop software solutions comprising QuickBooks Online Advanced, a cloud-based solution; QuickBooks Enterprise, a hosted solution; QuickBooks Self-Employed solution; QuickBooks Commerce, a solution for product-based businesses; QuickBooks Online Accountant and QuickBooks Accountant Desktop Plus solutions; and payroll solutions, such as online payroll processing, direct deposit of employee paychecks, payroll reports, electronic payment of federal and state payroll taxes, and electronic filing of federal and state payroll tax forms. This segment also offers payment-processing solutions, including credit and debit cards, Apple Pay, and ACH payment services; QuickBooks Cash business bank account; and financial supplies and financing for small businesses. The Consumer segment provides TurboTax income tax preparation products and services; and personal finance. The Credit Karma segment offers consumers with a personal finance platform that provides personalized recommendations of home, auto, and personal loans, as well as credit cards and insurance products. The ProConnect segment provides Lacerte, ProSeries, and ProFile desktop tax-preparation software products; and ProConnect Tax Online tax products, electronic tax filing service, and bank products and related services. It sells products and services through various sales and distribution channels, including multi-channel shop-and-buy experiences, websites and call centers, mobile application stores, and retail and other channels. The company was founded in 1983 and is headquartered in Mountain View, California.

CEO
Sasan K. Goodarzi
Employees
18,800
Beta
1.23
Industry
Software - Application
FMP-Identified Peers

Technical Picturecomputed from daily prices

RSI (14)
28.7
Oversold
Trend
Bearish
10-day vs 50-day MA
From 52W High
-53.1%
High: $813.7
From 52W Low
+9.2%
Low: $349
Moving Averages
10-Day
$382.70
Below
20-Day
$423.60
Below
50-Day
$544.30
Below
200-Day
$663.10
Below
60-Day Support
$349
60-Day Resistance
$681.2
Weinstein Stage Analysisbased on 200-day SMA framework
Stage 4 — DecliningScore: 6/100

Stock is in a downtrend below the 200-day moving average. Price is below both the 50-day and 200-day SMAs, indicating sustained selling pressure.

Unfavorable technical position; wait for Stage 1 basing
Price vs 200 SMA
-42.5%
200 SMA Slope (60d)
-1.63%
Flattening
Volume Ratio
1.52x
10d avg vs 50d avg
Days in Stage
77
Confidence: 90%
Recent Gap Down

Financial Statementslast 4 quarters via FMP

MetricQ1 2025Q4 2025Q3 2025Q2 2025
Revenue$3.9B$3.8B$7.8B$4.0B
Gross Profit$3.1B$3.0B$6.6B$3.0B
Operating Income$534M$339M$3.7B$593M
Net Income$446M$381M$2.8B$471M
EPS (Diluted)$1.59$1.35$10.02$1.67
Gross Margin78.8%78.2%85.3%76.4%
Operating Margin13.7%8.8%48.0%15.0%
Net Margin11.5%9.9%36.4%11.9%

Why This Stock

TechnologyRevenue growth 15.6%Profit margin 20.5%Earnings quality grade A

Tradability FilterGrade A — 100/100Score impact: -10.0pt

Volume
100
2.8M avg/day
Dollar Vol
100
$1.0B/day
Float
100
272M shares
Mkt Cap
100
$111.2B
Range
100
133% spread
Composite Liquidity Score100/100
FDCBA

Multi-Year Range Analysis

Sideways: 6/100
YearLowHighRangeStatus
2021$365.15$716.8665%Wide
2022$339.36$645.6162.2%Wide
2023$370.62$631.0752%Wide
2024$557.29$714.7824.8%Narrow
2025$532.65$813.7041.7%Wide
3-Year Range
74.8%
Narrow Years
1 / 5
Sideways Penalty
None

Growth Projection Adjustment

0.7x dampening
weinstein basing

Growth estimates have been dampened based on technical and fundamental signals. This is a post-hoc adjustment to prevent overly optimistic projections for stocks showing declining momentum or deteriorating fundamentals.

Free Float
97.8%
Outstanding Shares
278M
Bid-Ask Spread
133.0%
Institutional Tradable
Yes

Scores are generated by a multi-stage ML pipeline combining fundamental analysis, ensemble predictions, and structural risk signals. All data is for research purposes only and does not constitute financial advice. Past performance does not guarantee future results.