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TRINI

🏦 Financial Services

Trinity Capital Inc. 7.875% Notes Due 2029

Conservative #785Aggressive #849Low RiskML↑ 17pt
$25.53+0.12%
Day High$25.53
Day Low$25.42
Volume0.0M
Mkt Cap$1.1B
52W Low $2552W High $26
Market Cap
$1.1B
P/E Ratio
7.5
Sector avg: 26.8
Rev Growth
29.7%
Sector avg: 13.4%
Earnings Growth
50.3%
Profit Margin
49.9%
Sector avg: -2.8%
Debt/Equity
1.19

Why This Score

TRINI scores 44.1 on the Conservative profile, blending a fundamental score (80% weight, emphasizing quality and stability (84% of fundamental weight)) with a machine-learning signal (20% weight) trained on 82 features across 30 years of data.

Strengths
  • Strong profitability: ROE of 15.9% exceeds the 15% quality threshold.
  • High net margin of 49.9%, indicating pricing power and operational efficiency.
  • Attractively valued at 7.5x earnings, below the market average.
  • Low volatility (1.5% annualized) — well-suited for risk-averse portfolios.
Risk Factors
  • Liquidity concern: Limited trading volume or float results in a 25-point penalty for execution risk.
  • Elevated leverage (D/E 1.19) increases financial risk in a rising-rate environment.

Net penalties of -30.0 points significantly impact the ranking. Without these adjustments, TRINI would rank considerably higher.

Score Breakdown

Overall Score44.1
Fundamental Score72.9
ML Score59.0

Score by Horizon

3 Month
70.2
6 Month
78.5
Primary
1 Year
82.6

Quality Assessment

B
Quality Grade
Good quality — solid metrics, minor concerns possible
1 quality flag detected — see details below. These penalties are already factored into the final score.
Quality Flags
Low FCF/NI ratio (0.10) with 49.9% net margin — reported earnings may not be cash-backed

Position Sizing

Suggested Allocation
5%
Confidence
high

Score Composition Waterfall

How each component affects the final score
Backtested Scoring Levers (IC-calibrated from 30y ElasticNet)
Weinstein (12.1%)
20
Topping
Sentiment (2.5%)
42
Neutral
Analyst (6.4%)
50
Neutral
Tradability (post-hoc)
0
Grade Fvery low volume, very low dollar volume
Base
40.1
SHAP
+3.3
Factors
+0.7
Final
44.1
Positive adjustment
Negative adjustment
Base blend
Final score

Factor Breakdown

79AVG
Value89
Quality66
Growth100
Stability78
Investment63

Signal SegmentsComputed from ML features

Fundamental (Valuation, Quality, Growth)83.0
Technical (Momentum, Weinstein, Volatility)81.0
External (Sentiment, Analyst, Macro)60.0
Scores below 50 indicate weakness in that segment relative to the universe.

Data Quality

Score
Features
Confidence
Feature Coverage89%

Growth Estimates

Short-term
+0.1% to +4.5%
Medium-term
+0.9% to +7.5%
Long-term
+1.6% to +10.5%

ML Model Core Features100 trained inputs → ML Score: 59

These features are direct inputs to the machine learning model. The model was trained on these signals alongside 100 features (including 12 momentum/technical indicators) to produce the ML percentile score.

Analyst Intelligence
Consensus Score50.0/100
Target Upside+0.0%
Coverage0 analysts
Market Sentiment
Sentiment Score41.9/100
News Volume1 articles
Technical Stage
Weinstein Stage3 — Topping
12M Momentum+0.1%
6M Momentum+0.0%
Volatility+0.0%
Momentum & Technical
Momentum Acceleration+4.5%
Momentum ConsistencyModerate (0.46)
Relative Strength vs Sector-0.4%
Trend Strength (ADX Proxy)Strong (5.0)
Momentum Quality+0.084
Momentum BreadthBroad ✓
Macro Regime
Bull RegimeYes
High Vol RegimeNo
S&P 500 Return+25.0%
Yield Curve-0.1bp

Sector-Relative AnalysisIn-model features

Value Trap Signal
8%
Low risk
Sector RevGr Rank
P86
Revenue growth vs Financial Services peers
Sector PE Rank
P92
Valuation vs Financial Services peers
Sector FCF Rank
P60
Free cash flow vs Financial Services peers
Growth Deviation
+0.4σ
Z-score vs sector median
Stagnation Flag
NO
Not flagged

Analysis Signals

Scoring Factors
Fundamental score of 73 relative to sector peers73/100
Machine learning ensemble ranks this stock at the 59th percentileP59
Blended score: 80% fundamental (73) + 20% ML (59) = 70.170.1
Risk assessment: low. Low vol 0.0%; Drawdown 1% → 0.0ptLow
Earnings quality grade B: adequate earnings quality with minor concerns. Score adjusted by 0 pointsGrade B
SHAP feature alignment: +3.3pt (features align with model priorities)SHAP
Risk Factors
Quality concern: Low FCF/NI ratio (0.10) with 49.9% net margin — reported earnings may not be cash-backedFlag
Liquidity penalty: -25.0pt (grade F)Liquidity

Sector Peer Comparison(Financial Services — Rank #223 of 356 stocks)

StockScoreP/ERev GrowthMarginMkt Cap
TRINI44.17.529.7%49.9%$1.1B
CME86.427.29.9%57.5%$114.0B
FHB84.911.83.2%24.2%$3.1B
ACT84.58.92.4%54.6%$6.1B
CINF84.210.711.4%18.9%$25.4B
SEIC82.214.010.7%27.3%$9.9B
TROW79.910.13.1%28.5%$20.5B
QQQX79.710.448.6%257.3%$1.4B
IBOC78.210.67.5%40.1%$4.2B
HWC77.812.2-1.5%24.1%$5.6B
FFIN77.518.811.7%30.7%$4.7B
TRMK77.111.934.8%19.3%$2.6B
NMIH77.17.78.4%55.1%$3.0B
EWBC76.712.74.6%28.3%$15.3B
WSFS76.312.8-3.1%21.1%$3.5B
MCHB76.1N/A123.7%23.2%$3.1B
Sector Average47.526.813.4%-2.8%—

Market Sentimentvia FMP

No analyst sentiment data available for TRINI.

Company Overviewvia FMP

Trinity Capital Inc. is a business development company. It is a venture capital firm specializing in venture debt to growth stage companies looking for loans and/or equipment financing. Trinity Capital Inc. was founded in 2019 is based in Phoenix, Arizona with additional offices in Lutherville-Timonium, Maryland, San Diego, California and Austin, Texas.

CEO
Kyle Steven Brown
Employees
58
Beta
0.61
Industry
Asset Management
FMP-Identified Peers

Technical Picturecomputed from daily prices

RSI (14)
72.7
Overbought
Trend
Bullish
10-day vs 50-day MA
From 52W High
-0.8%
High: $25.74
From 52W Low
+3.5%
Low: $24.66
Moving Averages
10-Day
$25.50
Above
20-Day
$25.50
Above
50-Day
$25.40
Above
200-Day
$25.40
Above
60-Day Support
$25.18
60-Day Resistance
$25.69
Weinstein Stage Analysisbased on 200-day SMA framework
Stage 3 — ToppingScore: 21/100

Stock is losing momentum near highs. The 200-day SMA is flattening or beginning to turn. Historically, this stage precedes distribution.

Exercise caution; tighten risk management
Price vs 200 SMA
+0.5%
200 SMA Slope (60d)
+0.2%
Flattening
Volume Ratio
0.65x
10d avg vs 50d avg
Days in Stage
14
Confidence: 70%

Entry & Exit Zones

Avoid RSI overbought
$24.14
Stop Entry Now Target
$26.30
No Entry
—
No new entry — distribution phase
Exit Target
$25.53
Reduce at current price ($25.53)
Stop Level
$24.89
Below SMA50 ($24.89)

Stage 3 distribution — institutional selling pressure is building. Avoid new positions. If already holding, consider reducing and tightening stops below SMA50.

Technical zones only — derived from moving averages and price structure. Not financial advice. Past technical patterns do not guarantee future performance.

Financial Statementslast 4 quarters via FMP

MetricQ4 2025Q3 2025Q2 2025Q1 2025
Revenue$50M$73M$67M$63M
Gross Profit$63M$59M$54M$52M
Operating Income$70M$49M$50M$48M
Net Income$39M$28M$41M$27M
EPS (Diluted)$0.51$0.52$0.63$0.43
Gross Margin124.3%81.6%81.3%83.0%
Operating Margin138.5%67.0%75.2%75.8%
Net Margin78.3%38.1%62.1%43.2%

Why This Stock

Financial ServicesP/E ratio of 7.5Revenue growth 29.7%Profit margin 49.9%

Tradability FilterGrade F — 0/100Score impact: -17.1pt

Low Tradability Warning

This stock has limited trading volume and/or float. Institutional investors may face difficulty entering or exiting positions without significant price impact. A post-hoc penalty has been applied to the composite score (this is not a backtested model factor — it is a practical tradability overlay).

Volume
0
14K avg/day
Dollar Vol
0
$348K/day
Float
0
42M shares
Mkt Cap
0
$1.1B
Range
0
4% spread
Composite Liquidity Score0/100
FDCBA
very low volumevery low dollar volumerange bound

Multi-Year Range Analysis

Range-BoundSideways: 100/100
Range-Bound Stock

This stock has traded in a compressed range for 2 of the last 2 years (3-year range: 11.1%). Range-bound stocks may indicate limited upside potential. A -5pt penalty has been applied.

YearLowHighRangeStatus
2024$24.05$26.8811.1%Narrow
2025$24.66$25.744.3%Narrow
3-Year Range
11.1%
Narrow Years
2 / 2
Sideways Penalty
-5pt

Growth Projection Adjustment

0.7x dampening
range bound

Growth estimates have been dampened based on technical and fundamental signals. This is a post-hoc adjustment to prevent overly optimistic projections for stocks showing declining momentum or deteriorating fundamentals.

Free Float
94.5%
Outstanding Shares
44M
Bid-Ask Spread
4.0%
Institutional Tradable
No

Scores are generated by a multi-stage ML pipeline combining fundamental analysis, ensemble predictions, and structural risk signals. All data is for research purposes only and does not constitute financial advice. Past performance does not guarantee future results.