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47

PRTH

💻 Technology

Priority Technology Holdings, Inc.

Conservative #660Aggressive #263Moderate RiskMixed 56
$5.72-0.17%
Day High$5.72
Day Low$5.72
Volume0.0M
Mkt Cap$468M
52W Low $452W High $11
Market Cap
$451M
P/E Ratio
8.1
Sector avg: 87.8
Rev Growth
16.4%
Sector avg: 14.8%
Earnings Growth
1931.8%
Profit Margin
5.9%
Sector avg: -110.0%
Debt/Equity
N/A

Why This Score

PRTH scores 46.6 on the Conservative profile, blending a fundamental score (80% weight, emphasizing quality and stability (84% of fundamental weight)) with a machine-learning signal (20% weight) trained on 82 features across 30 years of data.

Strengths
  • Attractively valued at 8.1x earnings, below the market average.
  • Minimal leverage (D/E -9.13) provides financial flexibility and downside protection.
Risk Factors
  • Liquidity concern: Limited trading volume or float results in a 5-point penalty for execution risk.
  • Signal divergence: Fundamental and ML signals disagree by a significant margin, reducing confidence.
  • Above-average volatility (15.7%) may not suit conservative risk tolerance.

Net penalties of -11.6 points significantly impact the ranking. Without these adjustments, PRTH would rank considerably higher.

Score Breakdown

Overall Score46.6
Fundamental Score47.3
ML Score85.0

Score by Horizon

3 Month
80.3
6 Month
89.7
Primary
1 Year
94.4

Quality Assessment

F
Earnings Grade
Weak fundamentals or significant quality concerns

Position Sizing

Suggested Allocation
5%
Confidence
medium

Score Composition Waterfall

How each component affects the final score
Backtested Scoring Levers (IC-calibrated from 30y ElasticNet)
Weinstein (12.1%)
0
Declining
Sentiment (2.5%)
57
Neutral
Analyst (6.4%)
67
Favorable
Tradability (post-hoc)
50
Grade Clow dollar volume, small cap
Base
49.8
SHAP
-1.6
Factors
+1.8
Divergence
-3.4
Final
46.6
Positive adjustment
Negative adjustment
Base blend
Final score

Signal SegmentsComputed from ML features

Fundamental (Valuation, Quality, Growth)67.0
Technical (Momentum, Weinstein, Volatility)32.0
External (Sentiment, Analyst, Macro)81.0
Scores below 50 indicate weakness in that segment relative to the universe.

Data Quality

Score
Features
Confidence
Feature Coverage89%

Growth Estimates

Short-term
+11.2% to +17.4%
Medium-term
+16.2% to +25.4%
Long-term
+23.2% to +35.6%

ML Model Core Features100 trained inputs → ML Score: 85

These features are direct inputs to the machine learning model. The model was trained on these signals alongside 100 features (including 12 momentum/technical indicators) to produce the ML percentile score.

Analyst Intelligence
Consensus Score66.7/100
Target Upside+103.1%
Coverage3 analysts
Market Sentiment
Sentiment Score56.7/100
News Volume1 articles
Technical Stage
Weinstein Stage4 — Declining
12M Momentum-0.5%
6M Momentum-0.4%
Volatility+0.2%
Momentum & Technical
Momentum Acceleration-14.2%
Momentum ConsistencyStrong (0.72)
Relative Strength vs Sector-53.4%
Trend Strength (ADX Proxy)Strong (3.2)
Momentum Quality-0.314
Momentum BreadthNarrow
Macro Regime
Bull RegimeYes
High Vol RegimeNo
S&P 500 Return+25.0%
Yield Curve-0.1bp

Sector-Relative AnalysisIn-model features

Value Trap Signal
24%
Moderate — watch growth
Sector RevGr Rank
P65
Revenue growth vs Technology peers
Sector PE Rank
P74
Valuation vs Technology peers
Sector FCF Rank
P91
Free cash flow vs Technology peers
Growth Deviation
+0.1σ
Z-score vs sector median
Stagnation Flag
NO
Not flagged

Analysis Signals

Scoring Factors
Fundamental score of 86 relative to sector peers86/100
Machine learning model ranks this stock at the 98th percentileP98
ML model weight reduced to 9% due to macro conditions: market in extended rally phase; yield curve inverted (recession indicator); late-cycle economic indicators detected9% ML weight
SHAP feature alignment: -1.6pt (features diverge from model priorities)
Blend: 91% fund (85.6) + 9% ML (94.7) + SHAP(-1.6) = 84.8
Factor quality: +1.8pt (multi-factor composite)
Risk assessment: moderate. Annualized volatility 15.7%. Max drawdown 37% (-11.5 pts). Price momentum -50% (-9.0 pts)Moderate
Market cap adjustment: -20.0 points ($0.5B market cap)-20.0 pts
Risk Factors
Earnings quality grade F: assessed. Score adjusted by -30 pointsGrade F
Quality concern: Earnings growth (1932%) massively exceeds revenue growth (16.4%) — earnings spike likely non-recurring; Earnings/revenue growth ratio of 118x — earnings quality suspect; High accrual ratio (-61.1%) — earnings quality concernFlag

Sector Peer Comparison(Technology — Rank #150 of 289 stocks)

StockScoreP/ERev GrowthMarginMkt Cap
PRTH46.68.116.4%5.9%$451M
MPWR84.891.721.2%81.0%$57.1B
ZM84.218.03.1%21.7%$27.7B
NVDA80.645.2114.2%55.8%$4.5T
CRUS79.719.16.0%17.5%$7.4B
ASML77.848.115.6%29.4%$546.0B
IDCC77.431.8-4.0%48.8%$9.7B
CSCO77.127.65.3%18.0%$303.6B
RMBS75.548.320.7%32.3%$11.0B
DBX75.313.91.9%17.7%$6.4B
FSLR75.017.326.7%30.7%$24.2B
SIMO74.79.210.2%13.8%$4.5B
ADI74.374.116.9%20.6%$165.1B
AAPL72.533.16.4%27.0%$3.9T
OLED72.527.012.4%34.3%$5.9B
AMAT72.336.44.4%24.7%$281.7B
Sector Average47.487.814.8%-110.0%

Market Sentimentvia FMP

Analyst Consensus
Buy3 analysts
Buy: 2Hold: 1
Price Target
$11consensus
Low $11Median $11High $11
+92.3% to consensus target

Company Overviewvia FMP

Priority Technology Holdings, Inc. operates as a payment technology company in the United States. It operates through three segments: Small and Medium-Sized Businesses (SMB) Payments, Business-To-Business Payments, and Enterprise Payments. The company offers MX product line, including MX Connect and MX Merchant products, such as MX Insights, MX Storefront, MX Retail, MX Invoice, MX B2B and ACH.com, and others, which provides flexible and customizable set of business applications that helps to manage critical business work functions and revenue performance to resellers and merchant clients using core payment processing as our leverage point. It also offers CPX, a platform that offers accounts payable automation solutions, including virtual card, purchase card, ACH +, dynamic discounting, or check. In addition, the company provides curated managed services and a suite of integrated accounts payable automation solutions to various financial institutions and card networks; and payment-adjacent technologies to facilitate the acceptance of electronic payments from customers. Further, it offers embedded payment and banking solutions to enterprise customers to modernize legacy platforms and accelerate software partners' strategies to monetize payments; and managed services solutions that provide audience-specific programs for institutional partners and other third parties; and consulting and development solutions. The company serves SMB, and enterprises, as well as distribution partners, including retail and wholesale independent sales organizations, financial institutions, and independent software vendors. Priority Technology Holdings, Inc. was founded in 2005 and is headquartered in Alpharetta, Georgia.

CEO
Thomas Charles Priore
Employees
1,005
Beta
1.38
Industry
Software - Infrastructure
FMP-Identified Peers

Technical Picturecomputed from daily prices

RSI (14)
63.2
Neutral
Trend
Bearish
10-day vs 50-day MA
From 52W High
-47.6%
High: $10.92
From 52W Low
+28.8%
Low: $4.44
Moving Averages
10-Day
$5.50
Above
20-Day
$5.60
Above
50-Day
$5.60
Above
200-Day
$6.80
Below
60-Day Support
$5.12
60-Day Resistance
$6.16
Weinstein Stage Analysisbased on 200-day SMA framework
Stage 4 — DecliningScore: 13/100

Stock is in a downtrend below the 200-day moving average. Price is below both the 50-day and 200-day SMAs, indicating sustained selling pressure.

Unfavorable technical position; wait for Stage 1 basing
Price vs 200 SMA
-15.9%
200 SMA Slope (60d)
-9.29%
Falling
Volume Ratio
0.82x
10d avg vs 50d avg
Days in Stage
100
Confidence: 90%

Financial Statementslast 4 quarters via FMP

MetricQ3 2025Q2 2025Q1 2025Q4 2024
Revenue$241M$240M$225M$227M
Gross Profit$95M$51M$87M$84M
Operating Income$38M$37M$33M$34M
Net Income$28M$11M$8M$8M
EPS (Diluted)$0.34$0.14$0.10$-0.05
Gross Margin39.2%21.4%38.9%37.0%
Operating Margin15.6%15.6%14.5%15.0%
Net Margin11.4%4.5%3.7%3.5%

Why This Stock

TechnologyP/E ratio of 8.1Revenue growth 16.4%Valuation below sector median (P/E 8.1)

Tradability FilterGrade C — 50/100Score impact: -27.3pt

Volume
70
401K avg/day
Dollar Vol
14
$2M/day
Float
59
29M shares
Mkt Cap
24
$451M
Range
100
147% spread
Composite Liquidity Score50/100
FDCBA
low dollar volumesmall cap

Multi-Year Range Analysis

Sideways: 0/100
YearLowHighRangeStatus
2021$4.92$9.5063.5%Wide
2022$3.10$7.4482.3%Wide
2023$2.62$5.5070.9%Wide
2024$2.82$12.44126.1%Wide
2025$4.44$12.4795%Wide
3-Year Range
130.6%
Narrow Years
0 / 5
Sideways Penalty
None

Growth Projection Adjustment

0.7x dampening
weinstein basing

Growth estimates have been dampened based on technical and fundamental signals. This is a post-hoc adjustment to prevent overly optimistic projections for stocks showing declining momentum or deteriorating fundamentals.

Free Float
35.2%
Outstanding Shares
82M
Bid-Ask Spread
147.0%
Institutional Tradable
Limited

Scores are generated by a multi-stage ML pipeline combining fundamental analysis, ensemble predictions, and structural risk signals. All data is for research purposes only and does not constitute financial advice. Past performance does not guarantee future results.