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55

WTW

๐Ÿฆ Financial Services

Willis Towers Watson Public Lim

Conservative #466Aggressive #706Low RiskMLโ†‘ 15pt
$305.17-1.01%
Day High$310.02
Day Low$302.51
Volume1.0M
Mkt Cap$29.2B
52W Low $27652W High $353
Market Cap
$29.1B
P/E Ratio
17.7
Sector avg: 26.8
Rev Growth
4.7%
Sector avg: 13.4%
Earnings Growth
-109.3%
Profit Margin
-1.0%
Sector avg: -2.8%
Debt/Equity
0.75

Why This Score

WTW scores 55.8 on the Conservative profile, blending a fundamental score (80% weight, emphasizing quality and stability (84% of fundamental weight)) with a machine-learning signal (20% weight) trained on 82 features across 30 years of data.

Strengths
  • Low volatility (5.2% annualized) โ€” well-suited for risk-averse portfolios.
Risk Factors
  • Signal divergence: Fundamental and ML signals disagree by a significant margin, reducing confidence.

Minor adjustments (-2.7 points) applied. WTW's rank of #466 primarily reflects its factor profile relative to the conservative weight vector.

Score Breakdown

Overall Score55.8
Fundamental Score48.1
ML Score81.0

Score by Horizon

3 Month
53.6
6 Month
60.0
Primary
1 Year
63.1

Quality Assessment

C
Quality Grade
Average quality โ€” moderate profitability or leverage
1 quality flag detected โ€” see details below. These penalties are already factored into the final score.
Quality Flags
False stability: 0.052 vol with only 4.7% revenue growth โ€” stagnation, not safety

Position Sizing

Suggested Allocation
5%
Confidence
high

Score Composition Waterfall

How each component affects the final score
Backtested Scoring Levers (IC-calibrated from 30y ElasticNet)
Weinstein (12.1%)
50
Basing
Sentiment (2.5%)
33
Negative
Analyst (6.4%)
50
Neutral
Tradability (post-hoc)
85
Grade A
Base
54.7
SHAP
+3.1
Factors
+0.7
Divergence
-2.7
Final
55.8
Positive adjustment
Negative adjustment
Base blend
Final score

Factor Breakdown

57AVG
Value70
Quality40
Growth35
Stability60
Investment80

Signal SegmentsComputed from ML features

Fundamental (Valuation, Quality, Growth)36.0
Technical (Momentum, Weinstein, Volatility)56.0
External (Sentiment, Analyst, Macro)58.0
Scores below 50 indicate weakness in that segment relative to the universe.

Data Quality

Score
Features
Confidence
Feature Coverage96%

Growth Estimates

Short-term
-8.4% to -1.3%
Medium-term
-11.9% to -1.4%
Long-term
-15.4% to -1.5%

ML Model Core Features100 trained inputs โ†’ ML Score: 81

These features are direct inputs to the machine learning model. The model was trained on these signals alongside 100 features (including 12 momentum/technical indicators) to produce the ML percentile score.

Analyst Intelligence
Consensus Score50.0/100
Target Upside+0.0%
Coverage0 analysts
Market Sentiment
Sentiment Score33.4/100
News Volume0 articles
Technical Stage
Weinstein Stage1 โ€” Basing
12M Momentum-0.1%
6M Momentum-0.1%
Volatility+0.1%
Momentum & Technical
Momentum Acceleration-2.9%
Momentum ConsistencyStrong (0.80)
Relative Strength vs Sector-23.2%
Trend Strength (ADX Proxy)Moderate (2.7)
Momentum Quality-0.120
Momentum BreadthNarrow
Macro Regime
Bull RegimeYes
High Vol RegimeNo
S&P 500 Return+25.0%
Yield Curve-0.1bp

Sector-Relative AnalysisIn-model features

Value Trap Signal
11%
Low risk
Sector RevGr Rank
P52
Revenue growth vs Financial Services peers
Sector PE Rank
P42
Valuation vs Financial Services peers
Sector FCF Rank
P53
Free cash flow vs Financial Services peers
Growth Deviation
+0.0ฯƒ
Z-score vs sector median
Stagnation Flag
NO
Not flagged

Analysis Signals

Scoring Factors
Fundamental score of 48 relative to sector peers48/100
Machine learning ensemble ranks this stock at the 81th percentileP81
Blended score: 80% fundamental (48) + 20% ML (81) = 54.754.7
Risk assessment: low. Low vol 0.1%; Drawdown 16% โ†’ 0.0ptLow
Earnings quality grade C: mixed earnings quality, some red flags. Score adjusted by 0 pointsGrade C
SHAP feature alignment: +3.1pt (features align with model priorities)SHAP
Divergence penalty: -2.7pt (ML 33pt higher)Divergence
Risk Factors
Quality concern: False stability: 0.052 vol with only 4.7% revenue growth โ€” stagnation, not safetyFlag

Sector Peer Comparison(Financial Services โ€” Rank #151 of 356 stocks)

StockScoreP/ERev GrowthMarginMkt Cap
WTW55.817.74.7%-1.0%$29.1B
CME86.427.29.9%57.5%$114.0B
FHB84.911.83.2%24.2%$3.1B
ACT84.58.92.4%54.6%$6.1B
CINF84.210.711.4%18.9%$25.4B
SEIC82.214.010.7%27.3%$9.9B
TROW79.910.13.1%28.5%$20.5B
QQQX79.710.448.6%257.3%$1.4B
IBOC78.210.67.5%40.1%$4.2B
HWC77.812.2-1.5%24.1%$5.6B
FFIN77.518.811.7%30.7%$4.7B
TRMK77.111.934.8%19.3%$2.6B
NMIH77.17.78.4%55.1%$3.0B
EWBC76.712.74.6%28.3%$15.3B
WSFS76.312.8-3.1%21.1%$3.5B
MCHB76.1N/A123.7%23.2%$3.1B
Sector Average47.526.813.4%-2.8%โ€”

Company Overviewvia FMP

Willis Towers Watson Public Limited Company operates as an advisory, broking, and solutions company worldwide. It operates through two segments, Health, Wealth and Career; and Risk and Broking. The company offers actuarial support, plan design, and administrative services for traditional pension and retirement savings plans; plan management consulting, broking, and administration services for health and group benefit programs; and benefits outsourcing services. It also provides advice, data, software, and products to address clients' total rewards and talent issues. In addition, the company offers risk advice, insurance brokerage, and consulting services in the areas of property and casualty, aerospace, construction, and marine. Further, it offers investment consulting and discretionary management services to insurance and reinsurance companies; insurance consulting and technology, risk and capital management, pricing and predictive modeling, financial and regulatory reporting, financial and capital modeling, merger and acquisition, outsourcing, and business management services; wholesale insurance broking services to retail and wholesale brokers; and underwriting and capital management, capital market, and advisory and brokerage services. Additionally, the company provides primary medical and ancillary benefit exchange, and outsourcing services to active employees and retirees in the group and individual markets, as well as delivers healthcare and reimbursement accounts, including health savings accounts, health reimbursement arrangements, flexible spending accounts, and other consumer-directed accounts. The company was formerly known as Willis Group Holdings Public Limited Company and changed its name to Willis Towers Watson Public Limited Company in January 2016. Willis Towers Watson Public Limited Company was founded in 1828 and is based in London, the United Kingdom.

CEO
Carl Aaron Hess
Employees
49,000
Beta
0.62
Industry
Insurance - Brokers
FMP-Identified Peers

Technical Picturecomputed from daily prices

RSI (14)
38.1
Neutral
Trend
Bearish
10-day vs 50-day MA
From 52W High
-13.5%
High: $352.79
From 52W Low
+10.7%
Low: $275.6
Moving Averages
10-Day
$298.10
Above
20-Day
$304.50
Above
50-Day
$318.60
Below
200-Day
$320.30
Below
60-Day Support
$275.6
60-Day Resistance
$344.99
Weinstein Stage Analysisbased on 200-day SMA framework
Stage 1 โ€” BasingScore: 45/100

Stock is building a base after a decline. The 200-day moving average is flattening. Watch for a breakout above the 200-day SMA on increased volume.

Monitor for breakout above 200-day SMA on volume
Price vs 200 SMA
-4.7%
200 SMA Slope (60d)
-0.41%
Flattening
Volume Ratio
1.26x
10d avg vs 50d avg
Days in Stage
14
Confidence: 70%

Entry & Exit Zones

Below Entry Zone
$259.31
Stop Entry Now Target
$363.37
Entry Zone
$313.89 โ€“ $326.71
Near SMA200 base ($313.89โ€“$326.71)
Exit Target
$352.79
Prior high / breakout target ($352.79)
Stop Level
$267.33
60-day low ($267.33)
Risk / Reward:1 : 0.61Tight

Stage 1 base-building โ€” stock is consolidating above long-term support. Entry near SMA200 offers a defined risk level. Wait for volume confirmation before sizing up.

Technical zones only โ€” derived from moving averages and price structure. Not financial advice. Past technical patterns do not guarantee future performance.

Financial Statementslast 4 quarters via FMP

MetricQ4 2025Q3 2025Q2 2025Q1 2025
Revenue$2.9B$2.3B$2.3B$2.2B
Gross Profit$1.5B$875M$812M$899M
Operating Income$1.0B$418M$368M$432M
Net Income$735M$304M$331M$235M
EPS (Diluted)$7.62$3.11$3.31$2.33
Gross Margin51.0%38.2%35.9%40.4%
Operating Margin34.6%18.3%16.3%19.4%
Net Margin25.0%13.3%14.6%10.6%

Why This Stock

Financial ServicesP/E ratio of 17.7

Tradability FilterGrade A โ€” 85/100Score impact: +4.1pt

Volume
91
768K avg/day
Dollar Vol
100
$224M/day
Float
80
0K shares
Mkt Cap
89
$29.1B
Range
32
28% spread
Composite Liquidity Score85/100
FDCBA

Multi-Year Range Analysis

Sideways: 35/100
YearLowHighRangeStatus
2021$199.78$271.8730.6%Moderate
2022$187.89$252.9929.5%Moderate
2023$195.29$258.9328%Moderate
2024$237.50$334.9934.1%Moderate
2025$292.97$352.7918.5%Narrow
3-Year Range
57.5%
Narrow Years
3 / 5
Sideways Penalty
None

Growth Projection Adjustment

0.49x dampening
weinstein basingstagnation flag

Growth estimates have been dampened based on technical and fundamental signals. This is a post-hoc adjustment to prevent overly optimistic projections for stocks showing declining momentum or deteriorating fundamentals.

Free Float
0.0%
Outstanding Shares
0M
Bid-Ask Spread
28.0%
Institutional Tradable
Yes

Scores are generated by a multi-stage ML pipeline combining fundamental analysis, ensemble predictions, and structural risk signals. All data is for research purposes only and does not constitute financial advice. Past performance does not guarantee future results.