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SWKHL

🏦 Financial Services

SWK Holdings Corporation 9.00% Senior Notes due 2027

Conservative #806Aggressive #1368Low Risk
$25.91+0.43%
Day High$25.92
Day Low$25.91
Volume0.0M
Mkt Cap$313M
52W Low $2552W High $26
Market Cap
$311M
P/E Ratio
8.9
Sector avg: 26.8
Rev Growth
19.1%
Sector avg: 13.4%
Earnings Growth
-15.1%
Profit Margin
50.4%
Sector avg: -2.8%
Debt/Equity
0.13

Why This Score

SWKHL scores 43.6 on the Conservative profile, blending a fundamental score (80% weight, emphasizing quality and stability (84% of fundamental weight)) with a machine-learning signal (20% weight) trained on 82 features across 30 years of data.

Strengths
  • High net margin of 50.4%, indicating pricing power and operational efficiency.
  • Attractively valued at 8.9x earnings, below the market average.
  • Low volatility (1.6% annualized) — well-suited for risk-averse portfolios.
  • Positive but moderate momentum (12%) — steady appreciation without overheating.
  • High conviction (100/100) — fundamental and ML signals agree on this stock.
Risk Factors
  • Liquidity concern: Limited trading volume or float results in a 25-point penalty for execution risk.
  • Signal divergence: Fundamental and ML signals disagree by a significant margin, reducing confidence.

Net penalties of -32.9 points significantly impact the ranking. Without these adjustments, SWKHL would rank considerably higher.

Score Breakdown

Overall Score43.6
Fundamental Score79.4
ML Score45.0

Score by Horizon

3 Month
82.0
6 Month
91.7
Primary
1 Year
96.5

Quality Assessment

B
Quality Grade
Good quality — solid metrics, minor concerns possible

Position Sizing

Suggested Allocation
5%
Confidence
high

Score Composition Waterfall

How each component affects the final score
Backtested Scoring Levers (IC-calibrated from 30y ElasticNet)
Weinstein (12.1%)
20
Topping
Sentiment (2.5%)
43
Neutral
Analyst (6.4%)
50
Neutral
Tradability (post-hoc)
0
Grade Fvery low volume, very low dollar volume
Base
42.5
SHAP
+1.9
Factors
+0.6
Conviction
+1.5
Divergence
-2.9
Final
43.6
Positive adjustment
Negative adjustment
Base blend
Final score

Factor Breakdown

71AVG
Value89
Quality63
Growth48
Stability93
Investment63

Signal SegmentsComputed from ML features

Fundamental (Valuation, Quality, Growth)70.0
Technical (Momentum, Weinstein, Volatility)82.0
External (Sentiment, Analyst, Macro)61.0
Scores below 50 indicate weakness in that segment relative to the universe.

Data Quality

Score
Features
Confidence
Feature Coverage89%

Growth Estimates

Short-term
+4.2% to +9.2%
Medium-term
+7.0% to +14.6%
Long-term
+10.9% to +21.3%

ML Model Core Features100 trained inputs → ML Score: 45

These features are direct inputs to the machine learning model. The model was trained on these signals alongside 100 features (including 12 momentum/technical indicators) to produce the ML percentile score.

Analyst Intelligence
Consensus Score50.0/100
Target Upside+0.0%
Coverage0 analysts
Market Sentiment
Sentiment Score43.1/100
News Volume1 articles
Technical Stage
Weinstein Stage3 — Topping
12M Momentum+0.1%
6M Momentum+0.0%
Volatility+0.0%
Momentum & Technical
Momentum Acceleration+7.8%
Momentum ConsistencyModerate (0.34)
Relative Strength vs Sector+2.8%
Trend Strength (ADX Proxy)Strong (5.0)
Momentum Quality+0.115
Momentum BreadthBroad ✓
Macro Regime
Bull RegimeYes
High Vol RegimeNo
S&P 500 Return+25.0%
Yield Curve-0.1bp

Sector-Relative AnalysisIn-model features

Value Trap Signal
16%
Moderate — watch growth
Sector RevGr Rank
P78
Revenue growth vs Financial Services peers
Sector PE Rank
P89
Valuation vs Financial Services peers
Sector FCF Rank
P82
Free cash flow vs Financial Services peers
Growth Deviation
+0.2σ
Z-score vs sector median
Stagnation Flag
NO
Not flagged

Analysis Signals

Scoring Factors
Fundamental score of 79 relative to sector peers79/100
Machine learning ensemble ranks this stock at the 45th percentileP45
Blended score: 80% fundamental (79) + 20% ML (45) = 72.572.5
Risk assessment: low. Low vol 0.0%; Drawdown 2% → 0.0ptLow
Earnings quality grade B: adequate earnings quality with minor concerns. Score adjusted by 0 pointsGrade B
SHAP feature alignment: +1.9pt (features align with model priorities)SHAP
Conviction adj: +1.5pt (conviction=N/A)Conviction
Divergence penalty: -2.9pt (ML 34pt lower)Divergence
Risk Factors
Liquidity penalty: -25.0pt (grade F)Liquidity

Sector Peer Comparison(Financial Services — Rank #228 of 356 stocks)

StockScoreP/ERev GrowthMarginMkt Cap
SWKHL43.68.919.1%50.4%$311M
CME86.427.29.9%57.5%$114.0B
FHB84.911.83.2%24.2%$3.1B
ACT84.58.92.4%54.6%$6.1B
CINF84.210.711.4%18.9%$25.4B
SEIC82.214.010.7%27.3%$9.9B
TROW79.910.13.1%28.5%$20.5B
QQQX79.710.448.6%257.3%$1.4B
IBOC78.210.67.5%40.1%$4.2B
HWC77.812.2-1.5%24.1%$5.6B
FFIN77.518.811.7%30.7%$4.7B
TRMK77.111.934.8%19.3%$2.6B
NMIH77.17.78.4%55.1%$3.0B
EWBC76.712.74.6%28.3%$15.3B
WSFS76.312.8-3.1%21.1%$3.5B
MCHB76.1N/A123.7%23.2%$3.1B
Sector Average47.526.813.4%-2.8%

Market Sentimentvia FMP

No analyst sentiment data available for SWKHL.

Company Overviewvia FMP

SWK Holdings Corporation, a specialty finance company that focuses on the healthcare sector. It operates in two segments, Finance Receivables and Pharmaceutical Development. The company provides customized financing solutions to a range of life science companies, including companies in the biotechnology, medical device, medical diagnostics and related tools, animal health, and pharmaceutical industries, as well as institutions and inventors. It also offers non-discretionary investment advisory services to institutional clients in separately managed accounts to invest in life science finance. In addition, the company engages in the pharmaceutical development, formulation and manufacturing, and licensing business through the Peptelligence platform. Further, it intends to out-license its internal product pipeline to create novel formulations using its proprietary technology to develop treatments for patients and caregivers. The company was formerly known as Kana Software, Inc. and changed its name to SWK Holdings Corporation in December 2009. SWK Holdings Corporation was founded in 1996 and is headquartered in Dallas, Texas.

CEO
Jody. D Staggs
Employees
24
Beta
0.33
Industry
Asset Management
FMP-Identified Peers

Technical Picturecomputed from daily prices

RSI (14)
66.2
Neutral
Trend
Bullish
10-day vs 50-day MA
From 52W High
+0%
High: $25.92
From 52W Low
+5.3%
Low: $24.6
Moving Averages
10-Day
$25.70
Above
20-Day
$25.70
Above
50-Day
$25.60
Above
200-Day
$25.60
Above
60-Day Support
$25.26
60-Day Resistance
$25.92
Weinstein Stage Analysisbased on 200-day SMA framework
Stage 3 — ToppingScore: 22/100

Stock is losing momentum near highs. The 200-day SMA is flattening or beginning to turn. Historically, this stage precedes distribution.

Exercise caution; tighten risk management
Price vs 200 SMA
+1.2%
200 SMA Slope (60d)
+0.54%
Flattening
Volume Ratio
0.51x
10d avg vs 50d avg
Days in Stage
19
Confidence: 70%

Entry & Exit Zones

Avoid
$24.34
Stop Entry Now Target
$26.69
No Entry
No new entry — distribution phase
Exit Target
$25.91
Reduce at current price ($25.91)
Stop Level
$25.09
Below SMA50 ($25.09)

Stage 3 distribution — institutional selling pressure is building. Avoid new positions. If already holding, consider reducing and tightening stops below SMA50.

Technical zones only — derived from moving averages and price structure. Not financial advice. Past technical patterns do not guarantee future performance.

Financial Statementslast 4 quarters via FMP

MetricQ3 2025Q2 2025Q1 2025Q4 2024
Revenue$11M$10M$12M$12M
Gross Profit$11M$9M$11M$12M
Operating Income$7M$5M$8M$6M
Net Income$9M$4M$5M$6M
EPS (Diluted)$0.72$0.29$0.37$0.47
Gross Margin98.6%93.6%93.6%95.4%
Operating Margin61.3%46.1%68.6%44.7%
Net Margin80.7%35.2%38.4%47.5%

Why This Stock

Financial ServicesP/E ratio of 8.9Revenue growth 19.1%Profit margin 50.4%Earnings quality grade A

Tradability FilterGrade F — 0/100Score impact: -14.3pt

Low Tradability Warning

This stock has limited trading volume and/or float. Institutional investors may face difficulty entering or exiting positions without significant price impact. A post-hoc penalty has been applied to the composite score (this is not a backtested model factor — it is a practical tradability overlay).

Volume
0
3K avg/day
Dollar Vol
0
$67K/day
Float
0
11M shares
Mkt Cap
0
$311M
Range
0
5% spread
Composite Liquidity Score0/100
FDCBA
very low volumevery low dollar volumelow floatsmall caprange bound

Multi-Year Range Analysis

Range-BoundSideways: 100/100
Range-Bound Stock

This stock has traded in a compressed range for 2 of the last 2 years (3-year range: 5.1%). Range-bound stocks may indicate limited upside potential. A -5pt penalty has been applied.

YearLowHighRangeStatus
2024$24.65$25.884.9%Narrow
2025$24.60$25.875%Narrow
3-Year Range
5.1%
Narrow Years
2 / 2
Sideways Penalty
-5pt

Growth Projection Adjustment

0.7x dampening
range bound

Growth estimates have been dampened based on technical and fundamental signals. This is a post-hoc adjustment to prevent overly optimistic projections for stocks showing declining momentum or deteriorating fundamentals.

Free Float
94.2%
Outstanding Shares
12M
Bid-Ask Spread
5.0%
Institutional Tradable
No

Scores are generated by a multi-stage ML pipeline combining fundamental analysis, ensemble predictions, and structural risk signals. All data is for research purposes only and does not constitute financial advice. Past performance does not guarantee future results.