Fiserv, Inc.
FISV scores 47.7 on the Conservative profile, blending a fundamental score (80% weight, emphasizing quality and stability (84% of fundamental weight)) with a machine-learning signal (20% weight) trained on 82 features across 30 years of data.
Minor adjustments (-1.6 points) applied. FISV's rank of #628 primarily reflects its factor profile relative to the conservative weight vector.
These features are direct inputs to the machine learning model. The model was trained on these signals alongside 100 features (including 12 momentum/technical indicators) to produce the ML percentile score.
| Stock | Score | P/E | Rev Growth | Margin | Mkt Cap |
|---|---|---|---|---|---|
| FISV | 47.7 | 9.4 | 7.1% | 15.3% | $32.3B |
| AGNC | 80.2 | 7.5 | -60.8% | 87.0% | $12.3B |
| SBAC | 76.3 | 25.3 | -1.2% | 28.0% | $21.4B |
| GLPI | 75.1 | 16.6 | 6.3% | 51.2% | $13.1B |
| REG | 73.6 | 27.1 | 6.9% | 34.0% | $14.2B |
| HST | 71.0 | 18.8 | 7.0% | 12.3% | $13.9B |
| LAMR | 70.5 | 31.0 | 4.6% | 16.4% | $13.3B |
| SBRA | 69.2 | 31.5 | 10.2% | 20.1% | $5.1B |
| ADAM | 64.7 | 4.9 | 12.0% | 19.9% | $735M |
| LAND | 64.2 | 40.1 | -5.7% | 14.5% | $407M |
| EQIX | 61.9 | 69.4 | 5.4% | 14.6% | $94.0B |
| PECO | 57.6 | 44.1 | 10.7% | 15.3% | $4.9B |
| DRH | 55.1 | 31.9 | 5.1% | 5.7% | $2.0B |
| RMR | 53.3 | 11.8 | -22.0% | 3.5% | $526M |
| GOOD | 52.4 | 30.7 | 8.0% | 12.0% | $607M |
| EXPI | 44.7 | N/A | 6.9% | -0.4% | $1.2B |
| Sector Average | 47.4 | 68.2 | 14869.7% | 5.3% | — |
Fiserv, Inc., together with its subsidiaries, provides payment and financial services technology worldwide. The company operates through Acceptance, Fintech, and Payments segments. The Acceptance segment provides point-of-sale merchant acquiring and digital commerce services; mobile payment services; security and fraud protection products; Carat, an omnichannel commerce solution; Clover, a cloud-based point-of-sale and business management platform; and Clover Connect, an independent software vendors platform. This segment distributes through various channels, including direct sales teams, strategic partnerships with agent sales forces, independent software vendors, financial institutions, and other strategic partners. The Fintech segment offers customer deposit and loan accounts, as well as manages an institution's general ledger and central information files. This segment also provides digital banking, financial and risk management, professional services and consulting, item processing and source capture, and other products and services. The Payments segment offers card transactions, such as debit, credit, and prepaid card processing and services; security and fraud protection products; card production; print services; and various network services, as well as non-card digital payment software and services, including bill payment, account-to-account transfers, person-to-person payments, electronic billing, and security and fraud protection products. It serves business, banks, credit unions, other financial institutions, merchants, and corporate clients. Fiserv, Inc. was incorporated in 1984 and is headquartered in Brookfield, Wisconsin.
Stock is in a downtrend below the 200-day moving average. Price is below both the 50-day and 200-day SMAs, indicating sustained selling pressure.
| Metric | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 |
|---|---|---|---|---|
| Revenue | $5.3B | $5.3B | $5.5B | $5.1B |
| Gross Profit | $3.0B | $3.1B | $3.4B | $3.1B |
| Operating Income | $1.2B | $1.4B | $1.7B | $1.4B |
| Net Income | $811M | $792M | $1.0B | $851M |
| EPS (Diluted) | $1.51 | $1.46 | $1.86 | $1.51 |
| Gross Margin | 57.1% | 58.9% | 61.8% | 59.6% |
| Operating Margin | 22.2% | 27.3% | 30.7% | 27.2% |
| Net Margin | 15.3% | 15.0% | 18.6% | 16.6% |
| Year | Low | High | Range | Status |
|---|---|---|---|---|
| 2021 | $92.06 | $127.34 | 32.2% | Moderate |
| 2022 | $87.03 | $110.99 | 24.2% | Narrow |
| 2023 | $98.81 | $136.49 | 32% | Moderate |
| 2024 | $131.41 | $223.23 | 51.8% | Wide |
| 2025 | $59.56 | $238.59 | 120.1% | Wide |
Growth estimates have been dampened based on technical and fundamental signals. This is a post-hoc adjustment to prevent overly optimistic projections for stocks showing declining momentum or deteriorating fundamentals.
Scores are generated by a multi-stage ML pipeline combining fundamental analysis, ensemble predictions, and structural risk signals. All data is for research purposes only and does not constitute financial advice. Past performance does not guarantee future results.