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61

EVER

๐Ÿ“ก Communication Services

EverQuote, Inc.

Conservative #287Aggressive #118Moderate RiskHigh 94
$16.29+5.10%
Day High$16.32
Day Low$15.55
Volume1.4M
Mkt Cap$595M
52W Low $1452W High $30
Market Cap
$566M
P/E Ratio
10.4
Sector avg: 120.6
Rev Growth
73.7%
Sector avg: 15.4%
Earnings Growth
162.7%
Profit Margin
8.4%
Sector avg: -115.9%
Debt/Equity
0.02

Why This Score

EVER scores 60.6 on the Conservative profile, blending a fundamental score (80% weight, emphasizing quality and stability (84% of fundamental weight)) with a machine-learning signal (20% weight) trained on 82 features across 30 years of data.

Strengths
  • Strong profitability: ROE of 34.2% exceeds the 15% quality threshold.
  • Attractively valued at 10.4x earnings, below the market average.
  • Minimal leverage (D/E 0.02) provides financial flexibility and downside protection.
  • High conviction (94/100) โ€” fundamental and ML signals agree on this stock.
Risk Factors
  • Liquidity concern: Limited trading volume or float results in a 2-point penalty for execution risk.
  • Signal divergence: Fundamental and ML signals disagree by a significant margin, reducing confidence.
  • Above-average volatility (13.0%) may not suit conservative risk tolerance.

Moderate penalties (-4.0 points) reflect identified risk factors. The overall score balances these against the stock's fundamental strengths.

Score Breakdown

Overall Score60.6
Fundamental Score55.0
ML Score83.0

Score by Horizon

3 Month
76.3
6 Month
85.3
Primary
1 Year
89.8

Quality Assessment

B
Earnings Grade
Solid fundamentals with minor quality concerns

Position Sizing

Suggested Allocation
5%
Confidence
high

Score Composition Waterfall

How each component affects the final score
Backtested Scoring Levers (IC-calibrated from 30y ElasticNet)
Weinstein (12.1%)
0
Declining
Sentiment (2.5%)
39
Negative
Analyst (6.4%)
64
Favorable
Tradability (post-hoc)
67
Grade B
Base
58.5
SHAP
+1.5
Factors
+1.0
Conviction
+1.5
Divergence
-1.9
Final
60.6
Positive adjustment
Negative adjustment
Base blend
Final score

Signal SegmentsComputed from ML features

Fundamental (Valuation, Quality, Growth)83.0
Technical (Momentum, Weinstein, Volatility)30.0
External (Sentiment, Analyst, Macro)76.0
Scores below 50 indicate weakness in that segment relative to the universe.

Data Quality

Score
Features
Confidence
Feature Coverage89%

Growth Estimates

Short-term
+12.0% to +18.5%
Medium-term
+17.4% to +27.1%
Long-term
+24.6% to +37.9%

ML Model Core Features100 trained inputs โ†’ ML Score: 83

These features are direct inputs to the machine learning model. The model was trained on these signals alongside 100 features (including 12 momentum/technical indicators) to produce the ML percentile score.

Analyst Intelligence
Consensus Score63.5/100
Target Upside+16.2%
Coverage13 analysts
Market Sentiment
Sentiment Score39.0/100
News Volume1 articles
Technical Stage
Weinstein Stage4 โ€” Declining
12M Momentum-0.5%
6M Momentum-0.4%
Volatility+0.1%
Momentum & Technical
Momentum Acceleration-8.5%
Momentum ConsistencyStrong (0.81)
Relative Strength vs Sector-45.5%
Trend Strength (ADX Proxy)Strong (3.5)
Momentum Quality-0.247
Momentum BreadthNarrow
Macro Regime
Bull RegimeYes
High Vol RegimeNo
S&P 500 Return+25.0%
Yield Curve-0.1bp

Sector-Relative AnalysisIn-model features

Value Trap Signal
1%
Low risk
Sector RevGr Rank
P97
Revenue growth vs Communication Services peers
Sector PE Rank
P50
Valuation vs Communication Services peers
Sector FCF Rank
P69
Free cash flow vs Communication Services peers
Growth Deviation
+1.2ฯƒ
Z-score vs sector median
Stagnation Flag
NO
Not flagged

Analysis Signals

Scoring Factors
Fundamental score of 91 relative to sector peers91/100
Machine learning model ranks this stock at the 99th percentileP99
ML model weight reduced to 9% due to macro conditions: market in extended rally phase; yield curve inverted (recession indicator); late-cycle economic indicators detected9% ML weight
SHAP feature alignment: +3.0pt (features align with model priorities)โ€”
Blend: 91% fund (90.9) + 9% ML (98.8) + SHAP(+3.0) = 94.6โ€”
Factor quality: +2.0pt (multi-factor composite)โ€”
Risk assessment: moderate. Annualized volatility 13.0%. Max drawdown 46% (-12.0 pts). Price momentum -45% (-8.1 pts)Moderate
Market cap adjustment: -15.0 points ($0.6B market cap)-15.0 pts
Conviction bonus: +2.9pt (conviction=94)โ€”
Risk Factors
Earnings quality grade B: adequate earnings quality with minor concerns. Score adjusted by -5 pointsGrade B
Quality concern: High accrual ratio (-64.3%) โ€” earnings quality concernFlag

Sector Peer Comparison(Communication Services โ€” Rank #11 of 63 stocks)

StockScoreP/ERev GrowthMarginMkt Cap
EVER60.610.473.7%8.4%$566M
GOOGL82.828.315.1%32.8%$3.7T
EA75.175.1-1.3%15.0%$50.2B
MTCH74.512.83.4%15.8%$7.3B
META72.027.222.2%30.1%$1.6T
TIGO69.810.12.5%4.4%$11.0B
BZ65.521.923.6%21.5%$8.1B
NXST65.214.49.6%13.4%$7.0B
SIRI63.69.5-1.6%9.4%$7.2B
CMCSA63.65.9-0.0%16.2%$115.0B
JOYY60.91.9-1.3%83.2%$3.3B
NFLX59.630.415.9%24.3%$326.1B
TMUS59.322.68.5%12.4%$245.5B
NWS56.712.62.4%12.2%$14.7B
WMG56.451.74.4%5.4%$15.4B
VEON56.16.08.3%15.2%$3.9B
Sector Average42.3120.615.4%-115.9%โ€”

Market Sentimentvia FMP

Analyst Consensus
Buy13 analysts
Buy: 8Hold: 4Sell: 1
Price Target
$23consensus
Low $18Median $23High $28
+39.7% to consensus target

Company Overviewvia FMP

EverQuote, Inc. operates an online marketplace for insurance shopping in the United States. The company's online marketplace offers consumers shopping for auto, home and renters, life, and health insurance. It serves carriers and agents, as well as indirect distributors. The company was formerly known as AdHarmonics, Inc., and changed its name to EverQuote, Inc. in November 2014. EverQuote, Inc. was incorporated in 2008 and is based in Cambridge, Massachusetts.

CEO
Jayme Mendal
Employees
324
Beta
0.48
Industry
Internet Content & Information
FMP-Identified Peers

Technical Picturecomputed from daily prices

RSI (14)
38.6
Neutral
Trend
Bearish
10-day vs 50-day MA
From 52W High
-45.8%
High: $30.03
From 52W Low
+16.9%
Low: $13.93
Moving Averages
10-Day
$15.00
Above
20-Day
$17.30
Below
50-Day
$22.40
Below
200-Day
$23.60
Below
60-Day Support
$13.93
60-Day Resistance
$28.73
Weinstein Stage Analysisbased on 200-day SMA framework
Stage 4 โ€” DecliningScore: 16/100

Stock is in a downtrend below the 200-day moving average. Price is below both the 50-day and 200-day SMAs, indicating sustained selling pressure.

Unfavorable technical position; wait for Stage 1 basing
Price vs 200 SMA
-31%
200 SMA Slope (60d)
-1.45%
Flattening
Volume Ratio
1.97x
10d avg vs 50d avg
Days in Stage
23
Confidence: 90%

Financial Statementslast 4 quarters via FMP

MetricQ4 2025Q3 2025Q2 2025Q1 2025
Revenue$195M$174M$157M$167M
Gross Profit$191M$169M$152M$161M
Operating Income$27M$18M$14M$8M
Net Income$58M$19M$15M$8M
EPS (Diluted)$1.53$0.50$0.39$0.21
Gross Margin97.7%97.3%96.9%96.8%
Operating Margin13.8%10.1%9.0%4.8%
Net Margin29.6%10.8%9.4%4.8%

Why This Stock

Communication ServicesP/E ratio of 10.4Revenue growth 73.7%Earnings quality grade BValuation below sector median (P/E 10.4)

Tradability FilterGrade B โ€” 67/100Score impact: -11.7pt

Volume
86
646K avg/day
Dollar Vol
60
$10M/day
Float
58
28M shares
Mkt Cap
31
$566M
Range
100
116% spread
Composite Liquidity Score67/100
FDCBA

Multi-Year Range Analysis

Sideways: 0/100
YearLowHighRangeStatus
2021$11.73$52.05126.4%Wide
2022$5.23$17.59108.3%Wide
2023$5.36$18.86111.5%Wide
2024$10.21$28.0993.4%Wide
2025$17.20$30.0354.3%Wide
3-Year Range
139.4%
Narrow Years
0 / 5
Sideways Penalty
None

Growth Projection Adjustment

0.7x dampening
weinstein basing

Growth estimates have been dampened based on technical and fundamental signals. This is a post-hoc adjustment to prevent overly optimistic projections for stocks showing declining momentum or deteriorating fundamentals.

Free Float
77.7%
Outstanding Shares
37M
Bid-Ask Spread
116.0%
Institutional Tradable
Yes

Scores are generated by a multi-stage ML pipeline combining fundamental analysis, ensemble predictions, and structural risk signals. All data is for research purposes only and does not constitute financial advice. Past performance does not guarantee future results.