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35

YORW

๐Ÿ’ก Utilities

The York Water Company

Conservative #971Aggressive #1312Low RiskMLโ†‘ 24pt
$32.88-0.33%
Day High$33.28
Day Low$32.86
Volume0.1M
Mkt Cap$475M
52W Low $3052W High $36
Market Cap
$478M
P/E Ratio
23.5
Sector avg: 28.2
Rev Growth
5.5%
Sector avg: 23.4%
Earnings Growth
-14.4%
Profit Margin
26.1%
Sector avg: 4.3%
Debt/Equity
0.96

Why This Score

YORW scores 35.3 on the Conservative profile, blending a fundamental score (80% weight, emphasizing quality and stability (84% of fundamental weight)) with a machine-learning signal (20% weight) trained on 82 features across 30 years of data.

Strengths
  • High net margin of 26.1%, indicating pricing power and operational efficiency.
  • Low volatility (4.5% annualized) โ€” well-suited for risk-averse portfolios.
Risk Factors
  • Liquidity concern: Limited trading volume or float results in a 25-point penalty for execution risk.

Net penalties of -28.3 points significantly impact the ranking. Without these adjustments, YORW would rank considerably higher.

Score Breakdown

Overall Score35.3
Fundamental Score63.2
ML Score45.0

Score by Horizon

3 Month
67.7
6 Month
75.6
Primary
1 Year
79.6

Quality Assessment

C
Quality Grade
Average quality โ€” moderate profitability or leverage

Position Sizing

Suggested Allocation
5%
Confidence
high

Score Composition Waterfall

How each component affects the final score
Backtested Scoring Levers (IC-calibrated from 30y ElasticNet)
Weinstein (12.1%)
20
Topping
Sentiment (2.5%)
39
Negative
Analyst (6.4%)
44
Neutral
Tradability (post-hoc)
18
Grade Flow volume, low dollar volume
Base
31.8
SHAP
+3.3
Factors
+0.7
Divergence
-0.5
Final
35.3
Positive adjustment
Negative adjustment
Base blend
Final score

Factor Breakdown

51AVG
Value71
Quality54
Growth35
Stability79
Investment14

Signal SegmentsComputed from ML features

Fundamental (Valuation, Quality, Growth)55.0
Technical (Momentum, Weinstein, Volatility)76.0
External (Sentiment, Analyst, Macro)58.0
Scores below 50 indicate weakness in that segment relative to the universe.

Data Quality

Score
Features
Confidence
Feature Coverage89%

Growth Estimates

Short-term
-1.2% to +3.0%
Medium-term
-1.2% to +5.1%
Long-term
-1.3% to +7.2%

ML Model Core Features100 trained inputs โ†’ ML Score: 45

These features are direct inputs to the machine learning model. The model was trained on these signals alongside 100 features (including 12 momentum/technical indicators) to produce the ML percentile score.

Analyst Intelligence
Consensus Score43.8/100
Target Upside+0.0%
Coverage4 analysts
Market Sentiment
Sentiment Score39.0/100
News Volume1 articles
Technical Stage
Weinstein Stage3 โ€” Topping
12M Momentum+0.1%
6M Momentum+0.1%
Volatility+0.0%
Momentum & Technical
Momentum Acceleration-1.9%
Momentum ConsistencyStrong (0.80)
Relative Strength vs Sector-6.8%
Trend Strength (ADX Proxy)Moderate (1.7)
Momentum Quality+0.064
Momentum BreadthBroad โœ“
Macro Regime
Bull RegimeYes
High Vol RegimeNo
S&P 500 Return+25.0%
Yield Curve-0.1bp

Sector-Relative AnalysisIn-model features

Value Trap Signal
2%
Low risk
Sector RevGr Rank
P58
Revenue growth vs Utilities peers
Sector PE Rank
P21
Valuation vs Utilities peers
Sector FCF Rank
P21
Free cash flow vs Utilities peers
Growth Deviation
+0.0ฯƒ
Z-score vs sector median
Stagnation Flag
NO
Not flagged

Analysis Signals

Scoring Factors
Fundamental score of 63 relative to sector peers63/100
Machine learning ensemble ranks this stock at the 45th percentileP45
Blended score: 80% fundamental (63) + 20% ML (45) = 59.659.6
Risk assessment: low. Low vol 0.0%; Drawdown 13% โ†’ 0.0ptLow
Earnings quality grade C: mixed earnings quality, some red flags. Score adjusted by 0 pointsGrade C
SHAP feature alignment: +3.3pt (features align with model priorities)SHAP
Divergence penalty: -0.5pt (ML 18pt lower)Divergence
Risk Factors
Liquidity penalty: -25.0pt (grade F)Liquidity

Sector Peer Comparison(Utilities โ€” Rank #16 of 19 stocks)

StockScoreP/ERev GrowthMarginMkt Cap
YORW35.323.55.5%26.1%$478M
AEP74.319.510.9%16.4%$72.6B
EVRG72.822.76.2%14.9%$19.2B
OTTR71.412.9-2.0%21.2%$3.6B
LNT69.622.4-1.1%17.3%$18.5B
EXC67.217.85.3%11.4%$50.8B
ENLT60.568.352.7%11.1%$9.6B
NWE56.323.46.4%11.2%$4.3B
CEG55.833.0-5.4%15.9%$102.3B
HTO54.018.011.6%13.6%$2.0B
TLN53.778.8-14.1%48.1%$16.9B
MGEE53.122.0-2.0%18.6%$3.0B
CWCO52.335.0-25.7%12.9%$613M
MSEX51.623.31.5%22.0%$1.0B
RNW43.414.919.4%9.2%$2.0B
ARTNA42.815.39.2%20.2%$345M
Sector Average51.828.223.4%4.3%โ€”

Company Overviewvia FMP

The York Water Company impounds, purifies, and distributes drinking water. It owns and operates three wastewater collection systems; five wastewater collection and treatment systems; and two reservoirs, including Lake Williams and Lake Redman, which hold approximately 2.2 billion gallons of water. The company also operates a 15-mile pipeline from the Susquehanna River to Lake Redman; and owns nine groundwater wells that supply water to customers in the Adams County. It serves customers in the fixtures and furniture, electrical machinery, food products, paper, ordnance units, textile products, air conditioning systems, laundry detergents, barbells, and motorcycle industries in 51 municipalities within three counties in south-central Pennsylvania. The York Water Company was incorporated in 1816 and is based in York, Pennsylvania.

CEO
Joseph Thomas Hand
Employees
127
Beta
0.73
Industry
Regulated Water
FMP-Identified Peers

Technical Picturecomputed from daily prices

RSI (14)
61.8
Neutral
Trend
Bullish
10-day vs 50-day MA
From 52W High
-9.9%
High: $36.48
From 52W Low
+10.8%
Low: $29.68
Moving Averages
10-Day
$33.00
Below
20-Day
$32.90
Below
50-Day
$32.90
Below
200-Day
$31.90
Above
60-Day Support
$31.25
60-Day Resistance
$34.3
Weinstein Stage Analysisbased on 200-day SMA framework
Stage 3 โ€” ToppingScore: 29/100

Stock is losing momentum near highs. The 200-day SMA is flattening or beginning to turn. Historically, this stage precedes distribution.

Exercise caution; tighten risk management
Transition signal: 3โ†’4
Price vs 200 SMA
+3.1%
200 SMA Slope (60d)
-1.16%
Flattening
Volume Ratio
1.07x
10d avg vs 50d avg
Days in Stage
14
Confidence: 80%

Entry & Exit Zones

Avoid
$31.27
Stop Entry Now Target
$33.87
No Entry
โ€”
No new entry โ€” distribution phase
Exit Target
$32.88
Reduce at current price ($32.88)
Stop Level
$32.24
Below SMA50 ($32.24)

Stage 3 distribution โ€” institutional selling pressure is building. Avoid new positions. If already holding, consider reducing and tightening stops below SMA50.

Technical zones only โ€” derived from moving averages and price structure. Not financial advice. Past technical patterns do not guarantee future performance.

Financial Statementslast 4 quarters via FMP

MetricQ3 2025Q2 2025Q1 2025Q4 2024
Revenue$20M$19M$18M$19M
Gross Profit$15M$14M$13M$14M
Operating Income$8M$7M$6M$7M
Net Income$6M$5M$4M$5M
EPS (Diluted)$0.43$0.35$0.25$0.36
Gross Margin73.7%74.9%71.8%73.3%
Operating Margin38.9%36.9%34.0%35.6%
Net Margin30.5%26.3%19.7%27.3%

Why This Stock

UtilitiesP/E ratio of 23.5Profit margin 26.1%

Tradability FilterGrade F โ€” 18/100Score impact: -13.2pt

Low Tradability Warning

This stock has limited trading volume and/or float. Institutional investors may face difficulty entering or exiting positions without significant price impact. A post-hoc penalty has been applied to the composite score (this is not a backtested model factor โ€” it is a practical tradability overlay).

Volume
8
75K avg/day
Dollar Vol
19
$2M/day
Float
28
14M shares
Mkt Cap
28
$478M
Range
12
23% spread
Composite Liquidity Score18/100
FDCBA
low volumelow dollar volumelow floatsmall caprange bound

Multi-Year Range Analysis

Range-BoundSideways: 57/100
Range-Bound Stock

This stock has traded in a compressed range for 5 of the last 5 years (3-year range: 44.9%). Range-bound stocks may indicate limited upside potential. A -2.8pt penalty has been applied.

YearLowHighRangeStatus
2021$40.70$53.7727.7%Moderate
2022$36.85$49.7729.8%Moderate
2023$35.24$46.8828.3%Moderate
2024$32.58$41.9625.2%Moderate
2025$29.68$36.4820.6%Narrow
3-Year Range
44.9%
Narrow Years
5 / 5
Sideways Penalty
-2.8pt

Growth Projection Adjustment

0.7x dampening
range bound

Growth estimates have been dampened based on technical and fundamental signals. This is a post-hoc adjustment to prevent overly optimistic projections for stocks showing declining momentum or deteriorating fundamentals.

Free Float
93.7%
Outstanding Shares
14M
Bid-Ask Spread
23.0%
Institutional Tradable
No

Scores are generated by a multi-stage ML pipeline combining fundamental analysis, ensemble predictions, and structural risk signals. All data is for research purposes only and does not constitute financial advice. Past performance does not guarantee future results.