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19

UXIN

๐Ÿ“Š Unknown

UXIN Inc.

Conservative #1293Aggressive #1113Moderate RiskHigh 93
$3.73+3.76%
Day High$3.85
Day Low$3.65
Volume0.2M
Mkt Cap$767M
52W Low $252W High $5
Market Cap
N/A
P/E Ratio
N/A
Rev Growth
45.0%
Sector avg: 5.6%
Earnings Growth
26.8%
Profit Margin
-10.7%
Sector avg: -547.1%
Debt/Equity
N/A

Why This Score

UXIN scores 19.2 on the Conservative profile, blending a fundamental score (80% weight, emphasizing quality and stability (84% of fundamental weight)) with a machine-learning signal (20% weight) trained on 82 features across 30 years of data.

Strengths
  • Strong profitability: ROE of 46.7% exceeds the 15% quality threshold.
  • Minimal leverage (D/E -8.73) provides financial flexibility and downside protection.
  • High conviction (93/100) โ€” fundamental and ML signals agree on this stock.
Risk Factors
  • Liquidity concern: Limited trading volume or float results in a 25-point penalty for execution risk.
  • Above-average volatility (13.5%) may not suit conservative risk tolerance.

Net penalties of -29.2 points significantly impact the ranking. Without these adjustments, UXIN would rank considerably higher.

Score Breakdown

Overall Score19.2
Fundamental Score43.1
ML Score41.0

Score by Horizon

3 Month
41.8
6 Month
46.7
Primary
1 Year
49.2

Quality Assessment

C
Earnings Grade
Mixed fundamentals, potential quality issues
Quality Flags
Negative ROIC (-1.4%) with high ROE (46.7%) โ€” capital structure distortion (possibly negative equity or one-time gain)

Position Sizing

Suggested Allocation
5%
Confidence
medium

Score Composition Waterfall

How each component affects the final score
Backtested Scoring Levers (IC-calibrated from 30y ElasticNet)
Weinstein (12.1%)
100
Advancing
Sentiment (2.5%)
47
Neutral
Analyst (6.4%)
58
Neutral
Tradability (post-hoc)
0
Grade Fvery low dollar volume
Base
17.7
SHAP
-2.1
Factors
+0.8
Conviction
+2.8
Final
19.2
Positive adjustment
Negative adjustment
Base blend
Final score

Signal SegmentsComputed from ML features

Fundamental (Valuation, Quality, Growth)82.0
Technical (Momentum, Weinstein, Volatility)41.0
External (Sentiment, Analyst, Macro)76.0
Scores below 50 indicate weakness in that segment relative to the universe.

Data Quality

Score
Features
Confidence
Feature Coverage88%

Growth Estimates

Short-term
-4.2% to +0.2%
Medium-term
-6.2% to +0.4%
Long-term
-8.1% to +0.6%

ML Model Core Features100 trained inputs โ†’ ML Score: 41

These features are direct inputs to the machine learning model. The model was trained on these signals alongside 100 features (including 12 momentum/technical indicators) to produce the ML percentile score.

Analyst Intelligence
Consensus Score58.3/100
Target Upside+35.5%
Coverage3 analysts
Market Sentiment
Sentiment Score47.2/100
News Volume1 articles
Technical Stage
Weinstein Stage2 โ€” Advancing
12M Momentum-0.2%
6M Momentum-0.0%
Volatility+0.1%
Momentum & Technical
Momentum Acceleration-21.0%
Momentum ConsistencyWeak (0.04)
Relative Strength vs Sector-21.9%
Trend Strength (ADX Proxy)Moderate (1.6)
Momentum Quality-0.117
Momentum BreadthNarrow
Macro Regime
Bull RegimeYes
High Vol RegimeNo
S&P 500 Return+25.0%
Yield Curve-0.1bp

Sector-Relative AnalysisIn-model features

Value Trap Signal
0%
Low risk
Sector RevGr Rank
P92
Revenue growth vs Unknown peers
Sector PE Rank
P4
Valuation vs Unknown peers
Sector FCF Rank
P81
Free cash flow vs Unknown peers
Growth Deviation
+1.5ฯƒ
Z-score vs sector median
Stagnation Flag
NO
Not flagged

Analysis Signals

Scoring Factors
Fundamental score of 54 relative to sector peers54/100
Machine learning model ranks this stock at the 51th percentileP51
ML model weight reduced to 9% due to macro conditions: market in extended rally phase; yield curve inverted (recession indicator); late-cycle economic indicators detected9% ML weight
SHAP feature alignment: -2.1pt (features diverge from model priorities)โ€”
Blend: 91% fund (54.1) + 9% ML (47.9) + SHAP(-2.1) = 51.4โ€”
Factor quality: +0.8pt (multi-factor composite)โ€”
Risk assessment: moderate. Annualized volatility 13.5%. Max drawdown 47% (-12.0 pts). Price momentum -22% (-3.4 pts)Moderate
Data incomplete: -8pt (missing sector, marketCap โ€” sector risk signals cannot be applied)โ€”
Conviction bonus: +2.8pt (conviction=93)โ€”
Risk Factors
Earnings quality grade C: mixed earnings quality, some red flags. Score adjusted by -10 pointsGrade C
Quality concern: Negative ROIC (-1.4%) with high ROE (46.7%) โ€” capital structure distortion (possibly negative equity or one-time gain)Flag

Sector Peer Comparison(Unknown โ€” Rank #9 of 26 stocks)

StockScoreP/ERev GrowthMarginMkt Cap
UXIN19.2N/A45.0%-10.7%N/A
CFBK44.411.63.1%13.7%N/A
AIOT36.0N/A0.0%-7.4%N/A
STRT31.013.55.1%4.6%$381M
IMNM30.7N/A-35.5%N/A$2.0B
TECX29.5N/A0.0%0.0%$425M
MRAM29.4N/A-21.0%-0.9%$256M
GT24.7N/A-3.2%-9.4%$2.4B
ESOA19.5106.416.8%0.5%N/A
IPX10.1N/A0.0%0.0%N/A
SKYX9.5N/A46.8%-39.1%N/A
PCT2.4N/A0.0%-4036.3%N/A
ZJYL0.718.5-12.0%5.8%N/A
TDOG0.2N/AN/AN/AN/A
VAVX0.2N/AN/AN/AN/A
TMUSZ0.2N/AN/AN/AN/A
Sector Average11.137.55.6%-547.1%โ€”

Market Sentimentvia FMP

Analyst Consensus
Hold3 analysts
Buy: 1Hold: 2
Price Target
$5consensus
Low $5Median $5High $5
+20.8% to consensus target

Company Overviewvia FMP

Uxin Limited, an investment holding company, engages in the retail sale of vehicles in China. The company operates an e-commerce platform for buying and selling used cars. It also offers used-car acquisition, inspection, reconditioning, warehousing, pre-sales and after-sales, and various car-related value-added products and services, as well as warranty and repair, delivery, and title transfers and vehicle registration services. The company was incorporated in 2011 and is headquartered in Beijing, China.

CEO
Kun Dai
Employees
1,045
Beta
1.52
Industry
Auto - Dealerships
FMP-Identified Peers

Technical Picturecomputed from daily prices

RSI (14)
69.0
Neutral
Trend
Bearish
10-day vs 50-day MA
From 52W High
-31.2%
High: $5.41
From 52W Low
+51.8%
Low: $2.45
Moving Averages
10-Day
$3.50
Above
20-Day
$3.40
Above
50-Day
$3.50
Above
200-Day
$3.50
Above
60-Day Support
$2.56
60-Day Resistance
$4.18
Weinstein Stage Analysisbased on 200-day SMA framework
Stage 2 โ€” AdvancingScore: 61/100

Stock is in an uptrend above the 200-day moving average. This is the stage where institutional accumulation typically occurs. The 50-day SMA provides support.

Favorable technical position; 50-day SMA acts as support
Transition signal: 1โ†’2
Price vs 200 SMA
+6.3%
200 SMA Slope (60d)
-7.26%
Falling
Volume Ratio
0.23x
10d avg vs 50d avg
Days in Stage
2
Confidence: 50%

Financial Statementslast 4 quarters via FMP

MetricQ3 2025Q2 2025Q1 2025Q4 2024
Revenue$879M$658M$504M$597M
Gross Profit$66M$34M$35M$42M
Operating Income$-36M$-43M$-35M$-73M
Net Income$-63M$-74M$-53M$-92M
EPS (Diluted)$-0.30$-0.36$-7.29$-12.63
Gross Margin7.5%5.2%7.0%7.0%
Operating Margin-4.1%-6.6%-7.0%-12.3%
Net Margin-7.2%-11.2%-10.5%-15.4%

Why This Stock

UnknownRevenue growth 45.0%

Tradability FilterGrade F โ€” 0/100Score impact: -39.0pt

Low Tradability Warning

This stock has limited trading volume and/or float. Institutional investors may face difficulty entering or exiting positions without significant price impact. A post-hoc penalty has been applied to the composite score (this is not a backtested model factor โ€” it is a practical tradability overlay).

Volume
0
276K avg/day
Dollar Vol
0
$916K/day
Float
0
0K shares
Mkt Cap
0
N/A
Range
0
121% spread
Composite Liquidity Score0/100
FDCBA
very low dollar volume

Multi-Year Range Analysis

Sideways: 0/100
YearLowHighRangeStatus
2021$95.00$582.00143.9%Wide
2022$22.10$175.00155.1%Wide
2023$5.20$39.20153.2%Wide
2024$1.41$8.00140.1%Wide
2025$2.45$5.4175.3%Wide
3-Year Range
186.1%
Narrow Years
0 / 5
Sideways Penalty
None

Growth Projection Adjustment

0.7x dampening
weinstein basing

Growth estimates have been dampened based on technical and fundamental signals. This is a post-hoc adjustment to prevent overly optimistic projections for stocks showing declining momentum or deteriorating fundamentals.

Free Float
0.0%
Outstanding Shares
0M
Bid-Ask Spread
121.0%
Institutional Tradable
No

Scores are generated by a multi-stage ML pipeline combining fundamental analysis, ensemble predictions, and structural risk signals. All data is for research purposes only and does not constitute financial advice. Past performance does not guarantee future results.