CFBK Inc.
CFBK scores 44.4 on the Conservative profile, blending a fundamental score (80% weight, emphasizing quality and stability (84% of fundamental weight)) with a machine-learning signal (20% weight) trained on 82 features across 30 years of data.
Net penalties of -25.0 points significantly impact the ranking. Without these adjustments, CFBK would rank considerably higher.
These features are direct inputs to the machine learning model. The model was trained on these signals alongside 100 features (including 12 momentum/technical indicators) to produce the ML percentile score.
No risk factors identified.
| Stock | Score | P/E | Rev Growth | Margin | Mkt Cap |
|---|---|---|---|---|---|
| CFBK | 44.4 | 11.6 | 3.1% | 13.7% | N/A |
| AIOT | 36.0 | N/A | 0.0% | -7.4% | N/A |
| STRT | 31.0 | 13.5 | 5.1% | 4.6% | $381M |
| IMNM | 30.7 | N/A | -35.5% | N/A | $2.0B |
| TECX | 29.5 | N/A | 0.0% | 0.0% | $425M |
| MRAM | 29.4 | N/A | -21.0% | -0.9% | $256M |
| GT | 24.7 | N/A | -3.2% | -9.4% | $2.4B |
| ESOA | 19.5 | 106.4 | 16.8% | 0.5% | N/A |
| UXIN | 19.2 | N/A | 45.0% | -10.7% | N/A |
| IPX | 10.1 | N/A | 0.0% | 0.0% | N/A |
| SKYX | 9.5 | N/A | 46.8% | -39.1% | N/A |
| PCT | 2.4 | N/A | 0.0% | -4036.3% | N/A |
| ZJYL | 0.7 | 18.5 | -12.0% | 5.8% | N/A |
| TDOG | 0.2 | N/A | N/A | N/A | N/A |
| VAVX | 0.2 | N/A | N/A | N/A | N/A |
| TMUSZ | 0.2 | N/A | N/A | N/A | N/A |
| Sector Average | 11.1 | 37.5 | 5.6% | -547.1% | โ |
CF Bankshares Inc. operates as the bank holding company for CFBank, National Association that provides various banking products and services in the United States. The company accepts savings, retail and business checking accounts, and money market accounts, as well as certificates of deposit. It also offers single-family mortgage loans; commercial real estate and multi-family residential mortgage loans; commercial loans; construction and land loans; and consumer loans, such as home equity lines of credit, home improvement loans, and loans secured by deposits and purchased loans, as well as other loans. In addition, the company provides Internet and mobile banking, remote deposit, and treasury management depository services. As of December 31, 2021, it operated five branch offices located in Franklin, Cuyahoga, Hamilton, and Summit counties, Ohio; and a loan production office located in Franklin County, Ohio. The company was formerly known as Central Federal Corporation and changed its name to CF Bankshares Inc. in July 2020. CF Bankshares Inc. was founded in 1892 and is based in Worthington, Ohio.
Stock is in an uptrend above the 200-day moving average. This is the stage where institutional accumulation typically occurs. The 50-day SMA provides support.
| Metric | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 |
|---|---|---|---|---|
| Revenue | $31M | $32M | $32M | $30M |
| Gross Profit | $15M | $10M | $14M | $13M |
| Operating Income | $7M | $3M | $6M | $6M |
| Net Income | $6M | $2M | $5M | $4M |
| EPS (Diluted) | $0.88 | $0.36 | $0.77 | $0.68 |
| Gross Margin | 46.3% | 32.1% | 44.0% | 43.9% |
| Operating Margin | 21.7% | 8.5% | 20.2% | 18.5% |
| Net Margin | 17.7% | 7.3% | 15.4% | 14.7% |
This stock has limited trading volume and/or float. Institutional investors may face difficulty entering or exiting positions without significant price impact. A post-hoc penalty has been applied to the composite score (this is not a backtested model factor โ it is a practical tradability overlay).
| Year | Low | High | Range | Status |
|---|---|---|---|---|
| 2021 | $17.45 | $23.99 | 31.6% | Moderate |
| 2022 | $19.61 | $23.95 | 19.9% | Narrow |
| 2023 | $14.69 | $21.85 | 39.2% | Wide |
| 2024 | $16.92 | $31.17 | 59.3% | Wide |
| 2025 | $19.22 | $27.46 | 35.3% | Wide |
Scores are generated by a multi-stage ML pipeline combining fundamental analysis, ensemble predictions, and structural risk signals. All data is for research purposes only and does not constitute financial advice. Past performance does not guarantee future results.